Insurance Broker Liability for Failure to Procure Adequate Insurance
By Kelly A. Lavelle, Esq. of Thomas Paschos & Associates, P.C.
Policyholders hire brokers to reduce the risk that inadequate insurance will be procured. When an insurance claim is denied or a policy's limit of liability is insufficient, the policyholder will look to the broker's actions to determine liability.
Navigators & Agents and Brokers: How They Fit into the Health Insurance Exchange Formula
By Cynthia D. Shenker, Esq. and Sandy M. Smith, Esq. of Wilson Elser Moskowitz Edelman & Dicker LLP
The Affordable Care Act (ACA) requires Health Insurance Exchanges (Exchanges) to establish a Navigator Program. In general terms, Navigators are the "public face" of the Exchange - they are charged with educating the public concerning the existence of the Exchange and facilitating the selection of qualified health plans (QHPs).
When Do The Rules of Professional Conduct Apply to Social Media Postings?
By Marc Zimet, Esq. of Jampol Zimet LLP
In today's connected society, it's difficult to escape the necessity of joining the world of social media networking. For attorneys, social media may provide fast, easy, and economical means of reaching clients and potential clients and advertising their services.
Financial Tip of the Month
By Mike Brady of Brady Financial Group LLC
Hopefully you're one of many agencies experiencing an uptick in revenues this year. This increased profitability allows owners to consider many options, including hiring new producers.
Do We Have to Pay Our Interns, Including Summer Interns?
By Paul DeCamp, Esq. and Richard I. Greenberg, Esq. of Jackson Lewis LLP
Many organizations have used students as interns during the summer months. However, some businesses have begun using interns year-round because recent graduates, having trouble obtaining permanent employment, are available and eager for work experience.
Insurance Coverage Tip
Lauren Tizio of Martin & Company
Storms and Floods
In the wake of Superstorm Sandy, and impending flash floods caused by the combination of dry summer conditions and strong storms, many insureds are making sure their property is covered.
Unambiguous Pollution Exclusion Knocks Out Neighborhood Mass Tort Action
By Andrew E. Grigsby of Hinshaw & Culbertson LLP
Mt. Hawley Insurance Company v. Dania Distribution Center Ltd., Case No. 11-10596 (11th Cir. Mar. 20, 2013)
The U.S Court of Appeals for the Eleventh Circuit addressed coverage under a commercial general liability policy for a developer being sued by an entire neighborhood of plaintiffs. In their complaint, the residents claimed bodily injury for negligence, nuisance, trespass and violations of the Florida Pollutant Discharge Prevention and Control Act.