AGENT BULLETIN
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2016 Transitional Renewal Offers
Include Extended, Early Renewal Options

  
USHL Underwriting has begun issuing 2016 renewals for transitional groups; most groups will receive an early or extended renewal offer dependent upon their renewal date.  All groups will have the ability to renew coverage through the federally-mandated September 30, 2017 transitional renewal end date by one of three avenues: an early renewal offer made in July 2016, an extended renewal offer made during the regular renewal cycle in 2016, or a standard 12-month renewal offer.

Refer to the table below for offer details by renewal month:

 
Renewal Date
Renewal
Period
Renewal
Months
Early Renewal Offer
Mid July 2016
01/01/2016
Jan 16 - Dec 16
12
Early Oct 16 - Sep 17
02/01/2016
Feb 16 - Jan 17
12
Early Oct 16 - Sep 17
03/01/2016
Mar 16 - Feb 17
12
Early Oct 16 - Sep 17
04/01/2016
Apr 16 - Sep 17
18
Extended
05/01/2016
May 16 - Sep 17
17
Extended
06/01/2016
Jun 16 - Sep 17
16
Extended
07/01/2016
Jul 16 - Sep 17
15
Extended
08/01/2016
Aug 16 - Sep 17
14
Extended
09/01/2016
Sep 16 - Sep 17
13
Extended
10/01/2016
Oct 16 - Sep 17
12
Normal
11/01/2016
Oct 16 - Sep 17
12
Early Oct 16 - Sep 17
12/01/2016
Oct 16 - Sep 17
12
Early Oct 16 - Sep 17
Renewal Processing

Transitional groups will receive renewal offers no later than 75 days in advance of their renewal date.  As with all USHL renewals, agents will receive group renewal emails in advance of the hardcopy send-out to groups. 

In accordance with transitional renewal regulations, groups will have the option of making changes within the same plan family-- i.e. Traditional Peak; HDHP Pinnacle-- deductible level changes will be allowed along with any desired change in prescription drug coverage in the case of Traditional plans. Changes between HDHP and Traditional plans will not be permitted.
 
An employer's acceptance of the renewal is due no later than the first day of the applicable renewal month, and all required forms and remittance advice will be included in the renewal packages:
 
  • Groups accepting their renewal without plan changes will be required to complete and submit an  Extended Transitional Policy Election Request along with their most recent Wage and Tax Report.
  • Groups electing a benefit change will indicate the desired plan change on the Renewal Rate Comparison page, and will submit this document along with an Extended Transitional Policy Election Request and their most recent Wage and Tax Report.

 
If you have any questions regarding in-force business with USHL, contact USHL Sales Support at 844.828.5968 or by email at salessupport@ushealthandlife.com.
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