Great News!  Many of your clients, through hard work, planning, saving and working with YOU- have successfully accumulated enough assets to live in retirement the way they've imagined and planned.  An unused IRA could be a wonderful financial inheritance for your loved ones!

Not-So-Greats News: Leaving an IRA could also become a financial tax burden for the next generation. When an IRA passes to the next generation they may be immediately responsible for estate and income taxes on the entire amount of the IRA (a reduction of up to 70% of the total IRA valued depending on income tax bracket).

The BEST News: There are multiple ways to help your clients Maximize Qualified Plans to transfer the valued in a more cost-effective tax arrangement.

These Strategies are Appropriate for Clients Who:

• Do not need their IRA assets to meet their retirement income needs
• Are interested in providing a lasting legacy for children, grandchildren, or a charity or favorite cause
• Would like to maintain partial or full control of assets during their lifetimes

Strategy 1: Tax Offset- Help minimize the burden on loved ones through the leverage of a life insurance policy to offset the projected amount of income taxes they will owe when they inherit a qualified plan.

Click here to see how it works, or click here to request more information and a detailed, customized presentation and analysis for your client.

Stay tuned for more strategies and details on how

WE can help YOU help YOUR CLIENTS leave a legacy!

Your Team at Belman Klein Associates, Ltd.