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Forbes: when it comes to long-term care insurance, americans don't get it
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A newly-released survey shows just how conflicted Americans are about long-term care insurance. And how unrealistic they are about how much long-term care costs and how much insurance they can buy for what they are willing to spend. The survey, completed in 2014 by the consulting firm RTI International and the survey research firm GfK Research for the US Department of Health and Human Services, found that consumers prize two attributes above all others when they think about long-term care insurance: They want lifetime coverage and low premiums. Their willingness to buy any LTC insurance declines dramatically as premiums rise and the benefit period shrinks. (Howard Gleckman, 8/19) Read more ...
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overwork creates health risks, studies find
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Those who work more than 55 hours a week are 33% more likely to experience a stroke and 13% more likely to get heart disease, according to a study in the Lancet medical journal. Another study, from the Journal of Occupational Health Psychology, found that those who were on call to potentially work overtime had higher cortisol levels -- increasing the risk for depression and anxiety -- even if they were not actually summoned to do extra work. Shape.com (8/24)
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The Washington post's wonkblog: 26% of employers could face the 'cadillac Tax' on Health insurance
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"The 'Cadillac tax' will have a very powerful effect on health care costs, and that certainly a good thing. But the way the tax helps to keep health costs down is primarily by shifting it to workers," said Larry Levitt, a senior vice president at the Kaiser Family Foundation who did the analysis. "While it certainly sounds good to control heath care costs, the way it is likely to happen won't feel very good to consumers." The opposition to the tax comes from a motley collection of unlikely allies, beyond the usual cast of anti-tax Republicans. (Johnson, 8/25) Read more ...
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los angeles times: why employers are really cutting healthcare (it's not obamacare's cadillac tax)
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For employers, the big ogre still lurking in the mists of the Affordable Care Act is the so-called Cadillac health plan tax, a levy on employer-sponsored health insurance plans valued above a certain threshold. The tax starts in 2018, when the thresholds will be $10,200 for single coverage and $27,500 for family plans, adjusted thereafter for inflation. Any value over those thresholds will be taxed at 40%. For a single employee whose coverage comes to $12,000, for example, the employer would pay tax of $720. (Michael Hiltzik, 8/25) Read more ...
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home health agencies get medicare's star treatment
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For the first time, the government is assigning one to five stars to the agencies that care for seniors in their homes. Nearly half of 9,000 agencies rated captured average scores. KHN 7/16/15
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"Your time is limited, so don't waste it living someone else's life." -Steve Jobs"Life isn't worth living unless you're willing to take some big chances and go for broke." -Eliot Wigginton"Nothing recedes like success. Don't let it happen." -Ray Kroc
"Avoiding danger is no safer in the long run than outright exposure. The fearful are caught as often as the bold." -Helen Keller"The harder the conflict, the more glorious the triumph." -Thomas Paine
"Any organization, in order to survive and achieve success, must have a sound set of beliefs on which it premises all its policies and actions." -Thomas Watson Jr.
"There are no traffic jams along the extra mile." -Roger Staubach
"Conquering any difficulty always gives one a secret joy, for it means pushing back a boundary-line and adding to one's liberty." -Henri Frederic Amiel
"If you would hit the mark, you must aim a little above it; every arrow that flies feels the attraction of the earth." -Henry Wadsworth Longfellow
"Women's empowerment is not just a fundamentally moral clause, it is also an absolute economic no-brainer." -Christine Lagarde
"I wanted to change the world. But I have found that the only thing one can be sure of changing is oneself." -Aldous Huxley
"To be successful, you have to have your heart in your business, and your business in your heart." -Thomas Watson
"It's hard to forecast, sure, but it's even harder to run a business well without a forecast." -Tim Berry
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