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Risk Management & Insurance news for the well-informed business leader
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June 2014
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Employer Services
Group Benefits Consulting
Payroll & Benefits Administration
Health Management & Wellness
Compliance / Health Reform
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Special Open Enrollment Offered to COBRA QBs and New ACA FAQs and COBRA Model Notices Released
Individuals currently on COBRA have been offered a special one-time open enrollment period on the Federally Facilitated Marketplace. New FAQs released by the DOL, HHS, and the IRS, clarify certain requirements in regard to the annual out-of-pocket maximum, coverage for preventive services, health FSA carryover, and summary of benefits and coverage (SBC).
- Benefit Comply
As additional details and requirements of the Affordable Care Act (ACA) emerge, The McCart Group will update you on provisions and deadlines that affect employers and employer-sponsored group health plans. |
| IRS: Pre-Tax Payment Plans Won't Satisfy ACA Employer Mandate
The Internal Revenue Service has clarified that employers will not escape taxes and penalties under the Affordable Care Act if they choose to send their employees to the exchanges and reimburse them with tax-free dollars for premiums in lieu of offering an employee-sponsored health insurance plan.- Health Insurance Exchange
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| Self-funded Employers and the HIPAA Health Plan Identifier Number (HPID)
The Department of Health and Human Services (HHS) has issued guidance regarding HIPAA electronic transactions related to the HIPAA privacy and security rules. According to the guidance, employers who sponsor self-funded health plans will be required to take certain administrative steps, including applying for a health plan identifier number (HPID) and getting certification from certain vendors that they are in compliance with HIPAA transaction rules.- Benefit Comply
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8 Tips for Counseling Employees through Cancer-Related Disability Leaves
Disability benefits are there to help guide your employees through illnesses and injuries - some may be fairly routine while others, such as a cancer diagnosis, more difficult.
- BenefitsPro
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Want To Check Applicants' Social Media Info? The Dos And Don'ts
The Equal Employment Opportunity Commission (EEOC) recently invited industry experts to participate in a meeting to discuss equal opportunity employment laws and the use of social media in the workplace.
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Employer Services
Have Questions?
Our Benefits and Payroll professionals at The McCart Group can provide you with additional information on any of the topics covered under the Employer Services section of the newsletter.
We use an integrated approach to design and implement employee benefit plans, payroll & benefit administration services, technology- based HR information systems, and health management and wellness programs. For more information, call 770-232-0202 or visit www.mccart.com today! |
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Risk Management & Insurance
Property & Casualty Insurance
Risk Management Consulting Claims Management Risk Control & Safety |
5 Ways Hackers Can Get Into Your Business
The best way to build stronger defenses is to identify your company's weak spots. Here's a primer.
First things first: There are way more than five ways that cyberthieves can break into your business. (They're surely thinking up new methods as you read this.) Often they use more than one approach in a single attack.
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Severe Weather Is Here. Is Your Workplace Ready?
The storm season is here. If you haven't prepared already, the Red Cross is urging everyone to prepare now.
No employer should assume storms cannot affect the workplace. Develop an emergency plan, including where employees should meet and what to do if evacuation is necessary. Create an emergency kit containing food, water, flashlight, and a weather radio. - Chubb Insurance
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Five Tips to Prepare for Roadcheck
Roadcheck, the annual 72-hour inspection event first launched in 1988, will occur between Tuesday June 3 and Thursday June 5 throughout the U.S., Canada and Mexico.
Roughly 14 trucks or buses are inspected each minute by officers of the Commercial Vehicle Safety Alliance to ensure drivers and vehicles meet safety and security requirements.
- The McCart Group Risk Control & Safety
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When Volunteers Are Driving - What Is Your Organization's Transportation Exposure?
Many nonprofit organizations use volunteers for their transportation services, as well as for many other duties.
Volunteers should be subject to background checks just like employees. Make sure they have written job descriptions and orientation on your policies and procedures. Periodically review their work, help them improve, and praise their successes.
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Risk Management & Insurance
Have Questions?
Our P&C and Risk Management professionals at The McCart Group can provide you with additional information on any of the topics covered under the Risk Management and Insurance section of the newsletter.
Addressing the complex risk management issues and property & casualty insurance needs of public and private companies, our services include property & casualty insurance program analysis and design, merger & acquisition due diligence, workers' compensation programs, risk control, safety, and claim management. For more information, call 770-232-0202 or visit |
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Compliance Matters
2015 HSA Contribution Limits
The IRS recently released Rev. Proc. 2014-30, which established the health savings account (HSA) contribution limits and definition of a high deductible health plan (HDHP). In addition to the changes in contribution limits, deductibles, and out-of-pocket maximums, all non-grandfathered group health plans are required to comply with cost-sharing limitations in regards to out-of-pocket maximums on essential health benefits.
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 Health and Wellness Good health, an active lifestyle, and general well-being are important to
The McCart Group! Look here each month for links to the latest health and wellness news and information.
2014 National Health Observances
U.S. Department of Health & Human Services
May Health Promotion and Wellness Newsletter
Women Staying Well, Muscle Power for Every Body, Help for Low Back Pain, Get Ready for Summer Produce, Shape Up Your Blood Vessels, Sunscreen 101
English Version Spanish Version
June Health Promotion and Wellness Newsletter
Men: Gear up for Better Health, Shopping Farmers Markets, Cooking Outdoors, Take a Hike - Tips for Starters, Tame Your Temper, Summer Sniffles? May Be Allergies
English Version Spanish Version
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>> May 12, 2014
Upcoming Events:August 26, 2014 - Benefits Benchmarking Survey Results Seminar, 11:00 - 2:00, Hyatt Atlanta Perimeter at Villa Christina September, 2014 - 5th Annual Trucking Litigation Seminar - Waverly Hotel / Cobb Galleria
Since 1971, The McCart Group has been solving complex risk management, insurance, benefits, and payroll / administrative support problems for public and private companies.
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www.mccart.com
The McCart Group 2405 Satellite Blvd.
Suite 200
Duluth, GA 30096
770-232-0202
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This newsletter is a periodical publication of The McCart Group and should not be construed as legal advice or a legal opinion on any specific facts or circumstances. The contents are intended for general information purposes only, and you are urged to consult a lawyer or other professional advisor concerning your own situation and any specific facts and circumstances that apply. | |
The McCart Group keeps its contact database strictly confidential.
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