Representative Steve McMillan (R-Bay Minette) and Senator Steve Livingston (R-Scottsboro) introduced companion versions of the HBAA-backed legislation that revises the home builders licensure law in Alabama on Thursday. House Bill 341 is scheduled to be in the House Boards, Agencies, and Commissions Committee next Wednesday. Senate Bill 268 has been assigned to the Senate Committee on Fiscal Responsibility and Economic Development.
Under the provisions of the legislation, the threshold for licensure will be reduced from $10,000 to $1,000. By making the reduction, the board can provide additional consumer protections on smaller home improvement jobs and, in particular, roofing contractors. There has been a push by the insurance industry over the past several years to increase regulatory oversight on roofers due to frequent storm related issues that are often attributed to improper installation. By lowering the threshold the board will be able to exert some regulatory influence, while not exposing the roofing community to undue burdens associated with licensing.
Under the HBLB plan, individuals licensed for those jobs under $10,000 will apply to the board and provide a bond rather than having access to the recovery fund. No testing will be required for these individuals who obtain this limited license, but they will be held to the same professional standards of those contractors working in the area over $10,000. Further, the measure will allow the board to propose alternative paths to licensure such as required course work and maintaining a clear record for a period of time. These requirements will be set forth in rules to be determined by the board at a later date.
The bill also requires disclosure if the structure is certified to an above code program. This allows the builder and consumer to take advantage of state-recognized above code programs that offer insurance discounts and, in some cases, grant funding for upgrades. Compliance with programs such as the IBHS Fortified Homes program lead to greatly reduced insurance rates for consumers.
Further, the bill will allow the board to require proof of insurance as a part of licensure. By adopting this permissive language, the board may require proof, but may also roll back those requirements in times when the insurance is exorbitantly expensive or is difficult to obtain. This measure helps to level the playing field among contractors while expanding consumer protections for which the board was established.
The HBAA would like to thank Rep. McMillan and Sen. Livingston for their leadership in helping to advance this legislation. The HBAA will be working closely with Rep. McMillan over the next few days to gain committee support and a favorable report from its members. |