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Greetings!
Happy New Year from our Team at Active Adults Realty! In keeping up with the steady stream of new residents to Delaware, each month I introduce you to one of our team members. This month, it's my pleasure to introduce our Office Manager Judy Robinson. As an Independent Broker, I am very proud of my team. No matter which Agent you work with or where you're looking in Delaware to live your life "LOCAL" (Living Our Casual Active Lives), you will always have the backing of my business partner/husband, Bill and our Rock Star Office Manager, Judy.
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Our Homes of the Month
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Great Single Family in Milton
123 Ellison Drive, Milton 19968
3 BRs, 2.5 BAs | 2400 Sq. Ft.
$275,000 | MLS #609155
Walk to downtown Milton from this wonderful home with lots of living space including finished basement, formal living and dining rooms and eat-in kitchen. Like new condition and low community fee. Amenities include indoor/outdoor pools, exercise room, game room and sidewalks. Click for theVisual Tour.
Click on the photo for more information on this listing or call 302-424-1890 for a showing.
Reduced... Village of Cinderberry
7 Elderberry Street, Georgetown 19947
2 BRs, 2 BAs | 1403 Sq. Ft.
$189,000 | MLS #607505
7 Elderberry Street is located in the Village of Cinderberry in Georgetown, Delaware. This well maintained unit has a unique floor plan that is open to the living room, dining and kitchen with a sunroom and patio that are great for entertaining guests. Community Amenities include Community Center, Exercise Room, Indoor Pool, Lawn Care, All Exterior maintenance included. Enjoy Life, Live & Relax for $189,000. Click for the Visual Tour
Click on the photo for more information on this listing or call 302-424-1890 for a showing.
Just Listed In Independence
23788 Samuel Adams Cir., Millsboro 19966
3BRs, 3BAs | 2 Car Garage | 2533 Sq. Ft.
$400,000 | No Showings until Sat., January 4
Call 302-424-1890 for more details.
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Tax Time Update
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2013 Year-End Tax Planning Considerations
By Michael Loftus, Managing Director, Loftus Wealth Strategies
As the end of the 2013 tax year approaches, set aside some time to evaluate your situation. Here are some things to keep in mind as you consider potential year-end tax moves.
1. The tax landscape has changed for higher-income individuals
This year a new 39.6% federal income tax rate applies if your taxable income exceeds $400,000 ($450,000 if you're married and file a joint return, $225,000 if you're married and file separately). If your income crosses that threshold, you'll also be subject to a new 20% maximum tax rate on long-term capital gains and qualifying dividends (last year, the maximum rate that applied was 15%). That's not all--you could see a difference even if your income doesn't reach that level. That's because if your adjusted gross income is more than $250,000 ($300,000 if you're married and file a joint return, $150,000 if you're married and file separately), your personal and dependency exemptions may be phased out this year, and your itemized deductions may be limited.
2. New Medicare taxes apply
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Featured Team Member
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Judy Robinson
OFFICE MANAGER
Judy joined Active Adults Realty in July, 2011, as the Office Manager and Settlement Coordinator. With years of experience in the real estate business, Judy works with both our buyers and sellers to ensure that each real estate transaction is stress free and enjoyable.
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Trending Now
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Buying New Construction Today
Kathy Sperl-Bell Defines Today's Terms
A new home today is likely to be in a new home community where one or two builders have joined forces with a developer in a particular location with a plan to build 100, 1000 or more homes over a period of years.
Sometimes called a planned community or an active adult community, it may also include a clubhouse, amenities like pools and fitness centers, walking trails or even a town center. Services like grass cutting, snow removal and trash pickup are included in some communities but no two communities offer exactly the same set of services or amenities. In fact, some age-restricted communities do not include lawn maintenance while a few all ages communities do cover all exterior maintenance. Do not assume anything!
The kind of builder that you find in these communities are what we call "Production Builders". They offer Read More.
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Non-profit Spotlight
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First Class Graduates from Food Bank Culinary Program
Milford, DE-Eleven members of The Culinary School at the Food Bank of Delaware celebrated today during a graduation ceremony for the inaugural class at the Food Bank's newly-expanded Milford, Delaware facility, according to the Delaware Business Daily.
Food Bank of Delaware President and CEO Patricia Beebe said, "The first class of this culinary school represents the end of a long test, a successful test. We need to continue to raise funds to support this program." The students spent 14 weeks developing their skills in the culinary arts and are prepared for entry-level jobs in the food industry.
Guest speaker, Dr. Christine Cannon, executive director, Arsht-Cannon Foundation, praised the program and urged students to "Consider other educational opportunities. Love what you do, and remember to give back to others." Read The Full Article Here or visit the Food Bank of Delaware at http://www.fbd.org
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Cooking LOCAL
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Southern DE Chefs Share New Year's Day Brunch Recipes
Our Chef-inspired New Year's Brunch Menu is courtesy of chefs from Bethany Blues, The Blue Moon, Food by Design, Hobo's, Just In Thyme Restaurant, MIXX, Papa Grandes, Kris Etze, Nage Restaurant and Root Gourmet.
* STRAWBERRY MIXXMOSA!
* AHI TUNA POKE
* HANGOVER SEAFOOD COCKTAIL
* APPLE, CARROT and WALNUT SALAD
* CREME BRULEE FRENCH TOAST
* PORK BELLY BREAKFAST HASH
with FRIED EGG
* CHESTNUT BREAD PUDDING
* PARMESAN GRITS
* PECAN PIE BREAD PUDDING
* LEMON TOFU CHEESECAKE
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Living LOCAL
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Delaware's Independent Grocers Add The Personal Touch
In a recent article by Eileen Dallabrida in Delaware Business Daily, titlled "Independent grocers add the personal touch", Eileen talks to local independent grocers including Lenny Pollitt of Lloyd's Market in Lewes about the challenges facing independent grocers in the State. "In a marketplace fat with choices, independent grocers are intent on getting their piece of the pie. In Delaware, the indy slice includes 39 supermarkets which generate $359.79 million in annual sales."
In the article, Pollitt sees the solution as offering lots of products, but fewer brands. And in addition to feeding customers, Delaware's independent grocers listen to their customers and focus on a niche.
If you are new to the area or just like to shop local and for specialty items, Click Here for a unique list of Grocers to visit online and in person.
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Ten thousand people per day are turning 65. Boomers are just beginning to retire, and Delaware is the sweet spot in the heart of the Mid-Atlantic Region ripe for new residents. Active Adults Realty is totally focused on providing real estate services to Baby Boomers. If you, or if you know some one who could benefit from our expertise, please forward this newsletter to them, so they can started on the path to retirement in Delaware by Subscribing to Boomers and Beyond at the Beach/Off-season at the Beach, our monthly email newsletter and/or our Locals NOW! email publication featuring local news and events.
Sincerely,
Kathy Sperl-Bell, Broker-Owner
Active Adults Realty
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