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January 2016

 


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9 Things You Need to Know Before Buying, Renewing or Claiming Insurance

Take the pain out of managing your home, auto, life and business insurance.
  1. Ask your EGM broker what the policy doesn't cover. It's better to learn about exclusions now than at claims time.
  2. Compare apples to apples. If you get a price that's substantially lower than your current policy, you may not be happy with the coverage.
  3. Don't cancel your policy by simply not paying your premium because you'll be considered a bad risk. Instead, call or email your broker.
  4. If you decide to switch insurance providers, wait until your policy comes up for renewal so you won't be penalized.
  5. Avoid switching insurance providers too often. If you establish a good record with one company it will serve you well when you need to make a claim.
  6. Don't sweat the small stuff. Avoid making claims for small incidents as these go on your record and can increase your premium.
  7. Take steps to prevent losses: the less you rely on your insurance the less it will cost in the long run.
  8. To prevent policy cancellation or denial of claim, don't omit any details on your application or renewal.
  9. Review your insurance policy annually with your EGM broker as your coverage needs may change.

At EGM we sell claims service: we wrap quality insurance coverage in our professional brand of personal care. So when something goes wrong we're right here to help -- in your community since 1942.


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EGM iCompanion Mobile App

Our new android and iPhone Mobile App means you have direct access to your EGM Insurance broker with the touch of a screen, including:

  1. Contact My Insurance Broker
  2. Report an Accident
  3. Report a Property Claim
  4. Simple Home Inventory
EGM Insurance
PEMBROKE: 270 Lake Street  613-735-0621
PETAWAWA: 7 Hilda Street  613-687-SAVE
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