June 2015

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A Wise Farmer Makes Sure His Cattle Herd is Insured at Current Market Value 

The price of beef on the retail shelf has more than tripled in recent years as market prices reach an all-time high. Is your cattle herd fully covered?

Cattle that used to fetch $750 at auction, are now selling for over $3000 an animal. Make sure every animal in your herd is insured at today's market value, so your farm operation is protected should something go wrong:
  • accident, injury, sickness and disease within the herd
  • fire, lightning, wind storm, hail, collision and livestock transit
  • accidental shooting, drowning and theft of farm animals

Ask Mike Chafer to ensure your herd is covered > 

Bull Insurance: Protecting Your Long Term Investment

Breeding bulls -- especially young animals with premium genetics -- can be among a farm operation's most valuable assets. Protect your herd's reproductive future with All-Risk Mortality coverage (including accident-only-in-fertility).
Do you live on a farm? If you keep a saddle animal, a few pet goats or a flock of large fowl, your property is most likely defined as a farm for insurance purposes. Make sure you are properly covered.
Checking the Heat on Outdoor Wood Furnaces

This past winter was one of the coldest and longest of our generation, so fuel and heating were top-of-mind for many of us, especially rural property owners.

If you are considering an outdoor wood furnace, consult your EGM broker BEFORE you buy and install the unit. Best practices include:
  • locate the furnace at least 50' away from the home
  • install it on a concrete pad
  • run glycol through the system
  • ensure all tubes and pipes are properly insulated
  • install a chimney cap year-round
Get Ahead of Your Debt

If you are within 5 to 10 years of retirement and are carrying debt, ask Paul Kramer to help you plan to be debt-free by the time you quit working.

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EGM iCompanion Mobile App

Our new android and iPhone Mobile App means you have direct access to your EGM Insurance broker with the touch of a screen, including:
  1. Contact My Insurance Broker
  2. Report an Accident
  3. Report a Property Claim
  4. Simple Home Inventory
EGM Insurance
PEMBROKE: 270 Lake Street  613-735-0621
PETAWAWA: 7 Hilda Street  613-687-SAVE
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