Beware: When You Lend Your Vehicle,
You Lend Your Insurance!
While it's always nice to do a friend a favour, be sure you consider the risks before lending them your vehicle.
First, you should know the status of their driver's license. If your friend has a poor driving record or no auto insurance, avoid the favour at all costs.
Remember, if they are involved in an accident while driving your car where someone gets hurt or killed, or vehicles damaged, it's you and your policy that will be covering the costs. And your auto premiums may increase for years to come!
So, if you really want to help your car-less friend get from point A to B, offer them a drive or pay for a cab.
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Auto Coverage for Kids Away From Home
At EGM Insurance, we automatically add a Family Protection Endorsement to most auto policies. This means children living away from home without a vehicle enjoy coverage under their parents' policies.
Check if You're Kids are Covered >>
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Auto Mishap? We've Got An App for That!
Report auto accidents directly to your EGM broker using the iCompanion Mobile App. You can even snap and upload photos of the incident. Available for Android, Blackberry and iPhone devices.
Download the iCompanion App >>
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A Dollars and Sense Saving Strategy
Take the 30-day challenge to saving money:
- Set a budget and stick to it.
- Stop impulse buying -- it's a budget crusher.
- Pare down your regular monthly expenses.
- Make your coffee, brown-bag your lunch and eat in.
- Watch this video to learn more >>
Ask Paul Kramer for advice on how you can save even more!
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EGM iCompanion Mobile App
Our new android and iPhone Mobile App means you have direct access to your EGM Insurance broker with the touch of a screen, including:
- Contact My Insurance Broker
- Report an Accident
- Report a Property Claim
- Simple Home Inventory
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EGM Insurance
PEMBROKE: 270 Lake Street 613-735-0621
PETAWAWA: 7 Hilda Street 613-687-SAVE
Visit us online:
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