Serve Up an Ounce of Prevention
Over the Holiday Season
EGM can provide insurance advice and special coverage
to help protect you from Host Liquor Liability.
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Whenever you serve alcohol - whether as an individual or corporation - you automatically assume the burden of responsibility to ensure that nothing bad happens as a result. Host Liquor Liability refers to your responsibility when you are considered the host providing and/or serving liquor to others. If property is damaged or worse, someone is injured or killed and a court of law decides that you were somehow involved by virtue of making alcohol available, you could find yourself in trouble. |
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Ask About a Special Event Policy
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A Special Event Policy is a good way to avoid compromising your future premiums or insurability while preventing a Liquor Liability claim on your personal or business policy. Such policies are non-renewing, providing one-time coverage for a specific period, usually at reasonable rates.
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Quick Tips for Party Hosts
- Businesses need to inform their insurance broker regarding all relevant activities, including event hosting and fundraising.
- Business owners should confirm that their insurance policy does not specifically exclude liquor liability.
- Home and business owners should check with their insurance broker to ensure adequate coverage.
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 Merry Christmas to You and Yours
One of the joys of the holiday season is the opportunity to say thank you for your business, and to wish you and yours a very Merry Christmas and all the best in the New Year.
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EGM Insurance
PEMBROKE: 270 Lake Street 613-735-0621
PETAWAWA: 7 Hilda Street 613-687-SAVE
Visit us online:
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