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Super Agent 2014 Mpls/St Paul Magazine & Twin Cities Business Received by just 3.5% of local realtors this year. |
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Fall greetings to you!
The colors are so beautiful now. It makes a nice walk or bike ride even more pleasant. Depending on the day you can sure feel that change is in the air. Do you have your Halloween costume ready?
We've experienced a change in the market over the past month or two. Overall showing activity has been slower and listing numbers for the Twin Cities have increased to 18,752 this past week. Market activity and pricing are still positive, just a bit slower than the frenzy we experienced earlier in the year. With the pace of summer behind us, and focus now shifting inward toward family, school and other interests for many, the numbers will start to dip in most markets. Seasonal shifts can be a drag, but it can also mean opportunity. First-time buyers, empty nesters, investors and younger buyers with no school-aged children are among the crowd that is not necessarily framed by the summer months. New construction is steadily inching upwards, and the national unemployment rate dropped below 6.0 to 5.9 for the first time since 2008, so there's still plenty of rosy attitude in a balanced market.
Have a great month!
Lori
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Getting A Mortgage: Why So Much Paperwork?
 The KCM Crew
We are often asked why there is so much paperwork mandated by the bank for a mortgage loan application when buying a home today. It seems that the bank needs to know everything about us and requires three separate sources to validate each and every entry on the application form. Many buyers are being told by friends and family that the process was a hundred times easier when they bought their home ten to twenty years ago.
There are two very good reasons that the loan process is much more onerous on today's buyer than perhaps any time in history.
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10107 Humboldt Ave S, Bloomington, MN- $299,700
 Exceptional 4BR up 2Story! Tree-lined,flat,fenced yard. Grand Living Rm w/Brick FP. Formal DR. Uniquely tiled Kitch. Owners suite/Priv Full BA. Hrdwd/Tile flrs, Wood Blinds. LL Fam Rm has 2nd FP. Workshop. Great setting! Newer windows,siding, deck, patio.
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3301 Red Oak Cir S , Burnsville, MN- $239,700
 Privacy Plus! Heavily wooded, fenced yard/Gorgeous Gardens! Birch cabinetry/SS appliances. Bamboo, Oak and Tile flooring. 3 BRs on same level. Brick fireplaces up and down! Eat-in Kitch plus Formal Dining Rm! Spacious deck. Private views! Very Nice!
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4516 Mallard Trl S, Eagan MN- $229,500
Superb Town Home quietly tucked into the Woods! Easy living ALL on Main Level~Bedroom, Bath, Laundry, Sun Porch, Den. Enormous Mstr Suite w/private BA on upper level. Soaring ceilings for spacious Kitchen & Living Rm. Gas FP. Super clean & well cared for!
Click Here for More Information
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Pumpkin Patches and More!
Minnesota's Pumpkin Patches, Corn Mazes, Hay Rides and More! W here you can find a pumpkin patch, corn maze, safe trick-or-treating, hayrides and other Fall and Halloween fun near you Click Here For More
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Now Taking Listings!
Current demand far outweighs supply everywhere and your neighborhood is no different. In fact, many people would buy in your area TODAY, if there were more For Sale signs up on the lawns. Homes are still selling in under 90 days, buyers are looking and it is a great time to sell yours before the holidays.
I'm taking listings and I would love an opportunity to get yours SOLD!
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Find out more about working with Lori here.
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