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Super Agent 2013 Mpls/St Paul Magazine & Twin Cities Business Received by just 3.5% of local realtors this year. |
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With your Listingbook account, you gain indepth details on all the properties that interest you.
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Greetings!
Fall has always been my favorite time of year. It's obvious now we need to embrace a new season as the vibrant orange, yellow and red fades to snow-tipped white. So much to be thankful and grateful for as 2013 gets ready to close. Veterans Day has just passed and it's so inspiring to hear personal stories and take time to give a special thanks to all and their service. It's also my birthday month (along with a lot of other friends!) so you gotta love that. Hope you're gearing up for the biggest feast of the year. Hard to believe Thanksgiving is already next week with Christmas right around the corner.
It's certainly a busy time of year, and I'm here to help take the work and stress out of buying or listing your home. I'm currently accepting listings, and remain committed to helping you find your dream home for the holidays.
If I can answer any questions about your present or future home, please give me a call.
Have a wonderful Thanksgiving and get that Christmas shopping started!
Warmest regards,
 
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5 Really Obvious Reasons It's Time To Stop Renting And Buy
 By First Time Real Estate 1. Start Building Equity You want to build equity because it is one of largest sources of net worth for an individual and can be borrowed against if you need it in the future. You build equity on a home as you pay off your mortgage. Home equity is the value you own on your property calculated by the current market value minus what you owe on the mortgage. Value builds over time as the property appreciates and you pay off your mortgage - and property values are increasing as the housing market heals along with the economy. Why keep throwing your money away on rent when you could start putting it toward investment in your future? 2. Mortgage Rates Are Low Interest rates for 30-year fixed rate mortgages are around 4.3 right now which is historically low. They've been rising for the past year or so but they're still below the average or 6 or 7%. Now is the time to secure your rate, chances are they're only going to rise as the economy continues to heal and normalize. 3. It's Cheaper! Rent is on the rise and you don't want to spend your money year after year with nothing to look forward to except further inflated pricing. Most home buyers choose a 30-year fixed rate mortgage which means they will pay the same rates no matter inflation for the entire duration of their loan. And the more money you put down, the lower your payments are. The best thing to look forward to? Once you pay off your mortgage, you'll no longer have monthly "rent" payments.
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626 3rd Ave NE, Minneapolis, MN- $434,900
 Terrific end unit~loads of style! Open kitchen w/island, granite, SS appl, birch cabs. Rich, dark hdwd flrs, gas FP, 4BR, porch. New heat pump, AC, furnace, water htr, gutters, garage door, landscaping. 2Car attached! Superior location. Low Assoc $325.
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6725 Xerxes Ave S, Richfield, MN- $173,900
 Convenient, comfortable, curb appeal plus! Delightful rambler ~ 3BR on main level, hdwd flrs, lrg eat-in kitchen, vinyl siding, newer mechanicals, appliances & windows! Well cared for by original owner. Spacious, great patio/fncd yrd/gar/xtra prkng! NICE!
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4211 Dakota Dr, Rosemount, MN- List Price- $199,900
NEW CARPET- lower level!Very clean & move in ready! Huge fenced in backyard. 4bd 2ba split-great Rosemount neighborhood. Tons of closet/pantry space. Large foyer area, 2 car garage w/ storage space, kitchen cabinets & raised panel. Newer carpet & windows.
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264 Strese Ln, Apple Valley, MN- List Price- $229,700
 Amazing! Full kitch remodel-Granite, SS, Islnd, Maple Cabs, Tile Bcksplsh. Hdwd. Mn flr Fam Rm, Brck FP, W/O to Deck/Fncd Yrd. Master BA! 3BR one Lvl! New furn, Anderson Wndws,H2O Htr. Wood Blnds/Levelors. Lwr level-new carpet,paint-Walls opened Oct 2013!
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20616 Jupiter Path, Lakeville, MN- List Price- $321,000
 Nicely done two story on Kensington Park. Four bedrooms up! Newer roof. New appliances. Fresh paint. Good sized bedrooms with walk-in closets. Finished all three levels. Great access to Lake Marion, ISD 194 schools & shopping! Front porch, patio, 3car gar
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Why Do We Buy Real Estate?
 By Ashley Garner
Why do you own your home? Why do you want to buy a home? According to Fannie Mae the top five reasons people buy a home or aspire to buy a home are: To have a better place to raise their children; A place where their family can feel safe; To have more space; Freedom to renovate to their own taste; and Owning is a better investment. Does this hold true for you? How about for a friend or family member you are close to? I know that all five reasons were a factor in my personal decision to own a home rather than rent. While I do think that sometimes for some people it is better to rent than own (or possibly it is the only option), the vast majority of the time there is no question it is better to own than rent. The reasons we buy a home have stayed constant throughout the recovery of our real estate market and are strengthening all the while. FreedomPeople have to live somewhere and at least in the United States, people want to own where they live. It has a lot to do with freedom. We are a free nation with citizens who strive for financial freedom, enjoy their religious freedom, freedom to say what we want, etc. Something about owning your home gives you freedom Read The Full Article Here
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