Anjuman-e-Asghari Medical News
Tuesday Nov 13 2012
Vol. 1 Issue 10
PulsePulse: News you can use
In This Issue

News you can use


Salaam Alaikum,


You may ask questions to a male and female doctor via email link in the newsletter; we hope to respond back within a week!


Suggestions are welcome as well. This platform will also be used to announce any health related activities planned by Medical Committee (MC) or Executive Committee (EC).


Please use MC members for more information but never for emergencies.


If you want to opt out of receiving this newsletter, you can do so by clicking unsubscribe button at the bottom of this newsletter but we hope that the newsletter and the medical committee will become a good source education.


Thank you.

Medical Committee.

Quick Links
:: 763-424-4909

Free Clinic


Al-Shifa clinic 

Islamic Center of Minnesota
1401 Gardena Ave NE
Fridley, MN 55432

Clinic Hours: Sundays, 10.30 A.M. - 1:00 P.M.

Tel. (763) 567-9605

Contact: Asma Khatoon


Rahma clinic, Bloomington

8910 Old Cedar Avenue S

Bloomington MN 55425


Clinic Hours: Saturday 9 am - 12 noon

Tel. (952) 883 0044

Contact: Iqbal Kazi

Please e-mail to:
Anjuman-e-Asghari is based in the Twin Cities (Minneapolis & St.Paul). It is a diverse community of Shia Ithna-Asheri Muslims and followers of Ahlul-Bayte (AS). We strive to bring effective communication and useful information for the benefit of members. Please provide us your feedback so we can provide maximum service for all.
Stetho-heart Living & wellness
Mission Statement: Increase medical knowlege of community members to empower them to lead productive and healthy lifestyle.


NOTHING, to you at least, we hope. But you leave behind, not only grieving family and friends but financial uncertainty for your family. Grief recedes over time but financial burden increases. Because of your untimely demise, you may not have had sufficient time to build a nest egg for you and your family. Sure, there is the savings account, retirement account and hopefully insurance from work but would that be enough to cover home mortgage, car payment, monthly expenses, debts, college, weddings of children etc? Do you know how much money your family will need if you died tonight? Rough estimate is 10 times your gross annual income! Of course there are numerous websites, this I randomly picked up:


Kiplinger website also gives sound advice:



Let's assume calculated that $ 1,000,000 as requirement for your family for the next 20 years! How in the world will you able to afford an insurance of 1 million dollars? Answer is simple TERM INSURANCE.


Term insurance is a type of life insurance policy that provides coverage for a certain period of time, or a specified "term" of years. If the insured dies during the time period specified in the policy and the policy is active - or in force - then a death benefit will be paid. 

Term insurance is initially much less expensive when compared to permanent life insurance. Unlike most types of permanent insurance, term insurance has no cash value. There are many different types of term insurance policies available. Many policies offer level premiums for the duration of the policy, such as 10, 20, or 30 years. These are often referred to as level term policies.


For example, a healthy 40-year-old male nonsmoker might be considering a 20-year, $500,000 term policy for $360 per year ($30 a month< less than a cup coffee a day). But he could buy $850,000 of coverage for $576, or a $1-million policy for $645, which represents dozens of life insurers. Women pay less -- just $311 per year for $500,000 in coverage and $558 for $1 million. You can get prices from dozens of companies at or


So calculate the amount of money your family will until your retirement age of 65 e.g. a million dollars. If our age is 40 now, you need 25 year term policy. It will cost you $720 if you are healthy and non-smoker that is 60 dollars a month! ($2 per day less than a packet of cigarette per day).


Take out life term policy on earning member of your family only, which includes your spouse who may not be working outside the home but is taking care of your house and children and loss of spouse is irreplaceable and in terms of money, worth hundreds of thousand dollars. School age children do not need life insurance. College students may be covered for amount of college fees paid.


If you have any questions please contact:

[email protected]










Medical Committee
Anjuman-e-Asghari 2012


These names are for your information only please do not contact them in medical Emergency Call 911 or your doctor or your Clinic.


If you have a medical problem to discuss please email female or male doctor and you will be contacted.


Ansar Ahmed MD. MRCP (UK): Neurologist 

[email protected]

Home: 763-478-6406

Cell: 612-207-3043


Fatima Jaffer: BS, RN, CNP: Registered Nurse, Certified Nurse Practitioner-Pediatrics

[email protected]

Cell: 612-385-4191 


Mohamed Jaffer Karim: Pharm. D: Doctor of Pharmacy

[email protected]

Cell: 612-385-3723


Amir Monzavi OD: Doctor of Optometry

[email protected]

Cell: 612 483-1691


Abdulhussein Nathani: MD Hospitalist

[email protected]

Home: 763-550-2955

Cell: 763-300-9677


Zahra A Nathani: MHA (Master of Health Administration)

[email protected]

Home: 763-550-2955

Cell: 763-300-9089


Shabnam Sabur: BS, RN: Registered Nurse

[email protected]

Home: 763-780-5411

Cell: 763-300-1075


Mohamed Remtulla

[email protected]

Home: 763-535-7006

Cell: 763-226-0528