Fall Is In the Air

It's that time of year again -- complete with apple picking, corn mazes and trees beginning to change color.  We're happy to welcome Fall's cooler temperatures, while we reflect on the beautiful summer we had. And let's face it, if we didn't love Fall, we probably wouldn't live in New England!    

There are some great Fall Festivals coming up across Vermont, kicking off this past weekend with the Burke Foliage Festival!  Here are a list of some Fall Festivals you won't want to miss.  

Enjoy the season of harvest, pumpkins, cider donuts, crisp apples, cool and crisp nights, mountain hikes, and splendid colors!  

"Autumn is a second spring when every leaf is a flower." 
- Albert Camus

Changes to Kinney Pike's Loss Control Division 

Northern Safety Solutions Evolves as Loss Control Division
As part of our commitment to being a key resource for our business clients, we have recently hired Ryan Wilson as a Risk Management Coordinator to our Loss Control Division, Northern Safety Solutions.  Ryan is a recent graduate of Keene State College with BS degrees in Management and Safety and Occupational Health Applied Sciences.  He is based in our White River Junction office, but will be working with employers throughout the region to enhance their Risk Management services.  

We have dedicated a key area of our Business Services to Loss Control and are focusing on helping our business clients identify areas of risk while offering resources and tools to reduce their potential for loss.  

October Training Classes
Contact Ryan to register for:

Defensive Driving Course - 10/7/15 
Forklift Certification - 10/14/15
The Basics of Contractual Risk Transfers - 10/28/15
Check out our Resource Center for full training details and webinars available to our business clients. Ryan can be reached by email by clicking here or at 800.296.5722.  
Featured Client

Champlain Community Services (CCS), Inc., a nonprofit, developmental services provider based in Colchester, is a national leader in supported employment.

Founded in 1967, CCS serves adults and children with intellectual and developmental disabilities, primarily in Chittenden, Franklin, and Grand Isle Counties. They are a specialized services agency, focused on career development and employment, and for the second straight year CCS was named "Best Nonprofit Organization" in the annual Champlain Business Journal Readers Poll.

Forging strong partnerships with area businesses, CCS is adding value to the competitive economy while building a more inclusive workplace. Their Way2Work program has received national "best practices" recognition, and has been named the top supported employment program in Vermont each of the past six years. They recently added a School2Work component to help high school students with disabilities make successful transitions to careers.

CCS also offers individualized home and shared living and community supports, and facilitates consumer self- advocacy initiatives. The personalized, lifelong services they offer are essential to those we serve, and to the broader community. When they create authentically inclusive communities, we tap the potential of each member, and reap the rewards that come from recognizing and valuing - and utilizing - all our resources.

Interested in learning more about, or partnering with, Champlain Community Services? Visit www.ccs-vt.org or find us on Facebook.

Community Corner 

This summer was full of great events!  Our employees supported Prouty participants in Hanover, Harpoon Point to Point riders in Windsor, Last Mile Ride supporters in Randolph and Swanton Car Show enthusiasts in Swanton! 

Prize Winners
* Prouty - $250 donation to Dartmouth Hitchcock Norris Cotton
  Cancer Center on behalf of  Meghan Christie of San Anselmo, CA

* Point to Point - $200 donation to Vermont Foodbank on behalf of
  Leslie Dickinson of Somerville, MA  

* Swanton Car Show - $50 Visa Card to Betty Renaudette of

Quarterly Rounding Winner - Kurt and Amber Boland of Lyme,

Row 1:  Justin Barwood, Principal, and Point to Point Rider; Point to Point Supporters

Row 2:  Swanton Car Show Volunteer/Enthusiast Cal
3rd Quarter, 2015
In This Issue
Beware of Scam Artists!

More than 1/3 of homeowners fear being scammed by a home improvement contractor. These easy tips will help you spot a scam and dodge the defrauders!

Affordable Care Act Employer Reporting Requirements
At a recent Vermont Human Resources Conference, Kinney Pike Benefits Compliance Consultant, Bob Radecki, talked to attendees about Employer Reporting Responsibilities for 1095 and 1094 reporting. Beginning 1/1/16, many large businesses (50 or more employees) will need to begin reporting health coverage offered to employees.  If an employer has not made a good faith effort to comply with these reporting requirements, they will be subject to steep penalties.   

Do you need assistance navigating through this process and the preparation needed to meet these deadlines?  We have the resources to better protect you. Please contact Kevin Meilleur by clicking here, or Kevin can be reached at 800-296-5722.

Do I Need Insurance for My Child Away at College?                    
This is a common question this time of year. Many parents are looking for ways to protect their kids assets, as they head off to college. If you have a student in college, you may find this article helpful. If you have any questions, please feel free to give me a call.
Niki Hayes is an Account Executive in our Williston office.

Niki Hayes       800.296.5722
Volunteering at the Last Mile Ride 

Our Randolph Office employees were happy to volunteer at the 10th Annual Last Mile Ride to benefit end of life care at the Gifford Medical Center in Randoph.  Shown above are Randolph employees - Karen Larocque, Leigh Cleveland, Sylvia Hunt and Elaine Joyal.  

 Kinney Pike Employees Compete in
3-Legged Race 
    at Company Picnic
Employees Compete in 3-Legged Race!

Kinney Pike Insurance is proud to be Vermont's only Assurex Global partner,an exclusive partnership of the most prominent independent agents and brokers in
the world!

Gas Cards!
To thank you for referring new clients to Kinney Pike Insurance, we would like to reward you with up to $20 in gas cards, per new qualified client!  Refer any new client to Kinney Pike looking for:
 - Home, condo or renters & auto insurance
 - Business insurance
 - Life insurance, or
 - Any combination of the above,

we will reward you with a $10 gas card, just for your qualified referral (as shown above), and another $10 gas card for each qualified referral that becomes a new client!  
We appreciate your loyalty and your referrals!
kinneypike.com    800.296.5722