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June 25, 2014

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303.747.6455
Mike Brady


Money can and should do good things:  for you, your family, and the causes you believe in

 

Michael Brady, President
Generosity Wealth Management
  885 Arapahoe Ave.
Boulder, CO  80302

P 303.747.6455
F 858.947.3807
www.generositywealth.com  
Registered Representative of and securities offered through Cambridge Investment Research, Inc.  Member FINRA/SIPC
Investment Advisor Representative, Cambridge Investment Research Advisors, Inc, a Registered Investment Advisory firm. 
Generosity Wealth Management, LLC and Cambridge Investment Research, lnc. are not affiliated companies 

The information being provided is strictly as a courtesy.  Our company makes no representation as to the completeness or accuracy of information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through this site. When you access one of these sites, you assume total responsibility and risk for your use of the sites you are linking to.

 

The Dow Jones Industrial Average is an unmanaged, price-weighted index of 30 large capitalization stocks with dividends reinvested.

 

The Standard & Poor's 500 Index ("S&P 500") is an unmanaged, market capitalization weighted index of 500 widely held stocks, with

dividends reinvested, and is often used as a proxy for the stock market. 

 

The Nasdaq Composite is an unmanaged, market capitalization weighted index of stocks listed on the Nasdaq Stock Exchange, and are reported as price return without reinvestment of dividends.

 

Indexes are often used as a proxy for the stock market and cannot be invested in directly.

 

Diversification and Asset Allocation Strategies do not assure profit or protect against loss in a generally declining market  

   
Life Expectancy and Costs 
  

Do you know your life expectancy?  What does life expectancy really mean, and why should we care?

  

These are the questions I answer in my video this newsletter.   

 

Therefore, you should watch my video. 

  


2014 06 25   Life Expectancy, Costs
2014 06 25 Life Expectancy, Costs

  

 

Warren Buffet's Biggest Losses      

  

When you hear 9 - 10% in the stock market, you must remember that those returns contain every single type of market environment.

Warren Buffet is one of the most successful investors ever, and he still has declines at some point.  But, he has the right behaviors ingrained in him to "be greedy when others are fearful, and fearful when others are greedy".

No one likes declines, but they are part of a full market cycle.  When constructing a portfolio for a client, I always try to understand the risk tolerance for them, understanding that unless you're 100% invested in the stock market, you won't get 100% of the ups (desired) and downs (undesirable) of that market

Here's a full article with thoughts from Warren

8 Notable Price Points Adjusted for Inflation    

 

        

 

Somehow the $28,852,576.06 Man just doesn't have the same ring to it, but that's what it would be in 2014 with inflation.

 

Inflation is a real thing, even if it's been incredibly low as of late.  With quantitative easing and a zero interest rate policy by the Fed, it's actually been unusually low and for a sustained time frame.

 

I think it's reasonable to expect inflation in the future, whether that's 2, 5, or 10 years.  

 

There are some investments that are less interest rate and inflation sensitive than others, so keep that in mind when crafting a well diversified portfolio.  If you have questions about your portfolio, I'm just a phone call away.

  

 

Full Article 

 

How International ETFs Work

      

 
It's BBQ season, and I want my clients to be the smartest in the neighborhood!  So, when the conversation drifts away from FIFA World Cup and towards how International ETFs (exchange traded funds) work, you're totally going to be ready.

How International ETFs Work

Most Efficient, Groundbreaking Way to Hold a Hamburger 
  
 
Like investment theories, there are different philosophies on the best way to hold a hamburger for maximum efficiency.

Hey, I'm an efficiency fanatic and need to know these things.

So, researchers spent 4 months (experts in fluid mechanics, engineering, and dentistry) to figure out the best way eat a large hamburger.  It included a 3D scan of the hamburger to study how the particles interacted together.

Now that I've teased you, click on the link to watch the 1:26 video with the answer.



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I'm here to help!....

I'd love to talk more with you about the above topics or anyway I can help you grow and preserve your money while providing for yourself, your family, and community. 

Mike