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Dr. :  

SCDA Member Benefits Group E-gram

 

 

 

November 2014 

In This Issue
Free Gift for SCDA Members
Long Term Care Awareness Month
Free Gift for SCDA Members
So my question for you this month is when was the last time you had your payment card processing reviewed? I think now is an excellent time to do just that with 2015 rapidly approaching and now TransFirst has even sweetened the pot by offering our members who do switch between now and the end of the year a free gift. How about a free $100 Visa gift card, $150 statement credit or $150 rebate towards a terminal. Click here for more details or contact TransFirst at [email protected].

 

TransFirst Health Services has been the endorsed card processor of the SCDA for 12 years now.

 

Long Term Care Awareness Month

November is Long Term Care Awareness month and is a great time to learn more about what it is and how a Long Term Care insurance (LTCi) plan can help protect you in your retirement. As dentists most of you have a disability policy that covers yourself in the case something physically or mentally happens to you and you are no longer able to perform your duties while working, but what happens if a physical or mental disorder prevents you from being able to do your daily activities in retirement? Who will take care of you and how? Average cost for a private nursing home facility is $73,000 a year in South Carolina and the biggest misconception is that health insurance or Medicare will help pay for a long term care situation, but the reality is they will pay very little or none depending on your situation. This could leave you with relying on family members or paying out of pocket for these services.

 

Most of the time a spouse that is close in age will not be able to give proper care and very few want to burden their children. This leaves only your personal assets and income and while some will have enough to pay for a few years of a long term care situation, you most likely have other plans for the estate you have worked so hard for. Will it come out of your retirement income, legacy money you have set aside for your children and grandchildren or money you have saved up to make sure your spouse can live a comfortable life once you are gone?

 

Contact one of our specialists at Withers Crest to see how a Long Term Care insurance plan can help protect what you have earned. To learn more about LTCi and the discounts our members can receive call our insurance specialist at 843-732-3304 or click here.


As always, contact me at 1-800-327-2598, ext. 103 with any questions or visit us at www.scda.org 


Sincerely,

  

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Mark K. Brown
Manager, SCDA Member Benefits Group  

 

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