With the implementation of the Affordable Care Act (aka Obamacare), many of us experiencing much longer waiting times at doctors' offices, as well as higher co-payments. For your annual check up, which is free-of-charge, there is no alternative to waiting. However, when you feel ill and need to talk with a doctor, there is a much more convenient solution.  HealthTap offers 24/7 unlimited virtual consults with a caring U.S. licensed and, board-certified doctor via your telephone or computer.  Anytime, day or night, you can talk to a doctor about your health concerns. When your children get sick at night, you travel on business or pleasure and suddenly feel ill, or for any other concern about your health you can consult with a doctor or specialist by phone or computer. The doctor can even prescribe medication for you or refer you to Quest for lab testing if necessary. The affordable costs for Health Tap Prime are $15.95 for an individual and $ 19.95 for the complete family per month.