Monday, December 15th is the last day you can make changes to your health insurance for an effective date of January 1st, 2015. 

Since the start of the open enrollment November 15th, I have been in contact with many of my clients. 

 It is especially important for policyholders of Cigna to act quickly as their old plans are migrating to the new Affordable Care Act; that means that those premiums are significantly higher and their network is smaller. However many policyholders with Health Net, Anthem and Assurant are also switching due to the premium increase of 10 % and higher.

 Read my recent blog to learn about the trends for 2015 for each insurance carrier.

To get a free quote please contact me at info@solidhealthinsurance.com or click here to go  to my website Solid Health Insurance and shop your health insurance rates for 2015 inside or outside the exchange. 

A very low key special enrollment period for small businesses seeking health insurance in 2015 ends on Monday, December 15th 2014.

During this brief time period small businesses will not be required to meet the general enrollment guideline of 70 % employee participation nor do they have to contribute 50 % towards their employees health insurance.

For more info read my blog

To receive a free health insurance quote for your small business contact  me at info@solidhealthinsurance.com.

There are many options in long term care insurance. One of my favorites is a life insurance policy with a long term care ride. This allows your premium money to be  used either for your long term care needs or given to your loved one as an inheritance  Contact me for more information on Long Term Insurance at info@solidhealthinsurance.com .

Long-Term Care Insurance 101