August 2014
Covered California announces 2015 rates
Month Year Vol 1, Issue 1

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Solid Health Insurance Services
Health, Life & Trust  

 
This month Covered California, our state health insurance exchange announced the health insurance rates for 2015. The average rate increase statewide will be 4.2 percent. 
Los Angeles (Region 16) with 223,092 individual enrollees has the largest number of enrollees in the state and will see a rate increase of 4.3 percent. In order to be more competitively priced  Kaiser Permanente will reduce its rates, whereas Anthem is increasing its rates 11% to 16%,and Health Net will increase about 9 % for their EPO's. Blue Shield will increase its rate 6 percent statewide, which makes it along with Kaiser, the most competitive carriers. The federal subsidies will be similar to the amounts of 2014. 
For more detail information read my blog. or contact me at info@solidhealhtinsurance.com
In This Issue
Back to school - means getting organized
What's new in the Health & Life Insurance World
Looking for affordable health insurance?  Find a quote by using the :   
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Back to school means getting back to a routine
 

Most Los Angeles schools have already started the school year. For many families this means getting organized and back into normal routines.

 Now is the perfect time to review your life insurance needs. We often forget that life changes, such as marriage, buying a bigger house, or the birth of a child, trigger changes in life insurance needs. Term rates are still very competitive, Universal Life Insurance Policies are a wonderful way to save for your retirement needs.
Please contact me for a free consultation, so that we can make sure that your family is properly insured when the unexpected happens.

Read my guide to buying life insurance  


What's new in the Health & Life  Insurance World?

Getting Ready for the Annual Enrollment Period for Medicare Advantage and RX Plans & the Open Enrollment Period for Medical Insurance for 2015
Agents are getting ready for all the required recertification of your Medicare Advantage and Rx Plans for 2015.

Seniors, please note on your calendars the Annual Enrollment Period for 2015, is from October 15 to December 8th 2014, should you wish to make changes to your current plans.


For Individuals under 65 years. Please mark your calendars, as well. The Open Enrollment Period for medical health plans is November 15 2014 to February 2015. In this time period you can make changes to your existing plan without having any medical underwriting and you will be able to change insurance carriers. Once the final rates and networks are published, both in and outside the exchanges, I will contact all my existing clients to determine which plan best fits their health needs for 2015. 
 

I represent all health  insurance carriers and I am a certified agent for Covered CA. If you know someone who has questions concerning Health, Medicare, LTC & Life Insurance please call me at 310-909-6135 or send an email to  info@solidhealthinsurance.com 

 

To all my Fellow Summer Fans,
  
Enjoy a wonderful rest -of-the Summer and a wonderful  Labor Day Weekend with your family and friends.
  
Remember... love, laughter and good times are the best medicine for you.
  
Relax, Love, Laugh and enjoy these final lazy days of Summer.
   
Sincerely,
Barbara Schmalz  
                                          
  
Solid Insurance Services
310-909-6135 
  
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