April 2014 Successful First Open Enrollment Period
-  Affordable Health Care Act 2014

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Solid Health Insurance Services 

Health, Life & Trust 
Barbara G.Schmalz 

Solid Health Insurance Logo  

310-909-6135

The 2014  open enrollment period for obtaining health insurance is over and has been very successful in California. This past March was unprecedented with more than 340,000 Californians rushing to sign up before the Open Enrollment Period ended. Covered California had anticipated fewer than 700,000 sign ups; but as of now over,1.2 million Californians have enrolled in Covered California and more than 1.9 million new Medi-Cal enrollees have been counted.

If you have not yet signed up there is still a small window until April15th to obtain coverage.Please contact me  at once if you need help finding a suitable health plan.

 

 

Read more about the first enrollment success in my blog 

 

In This Issue
What is the Special Enrollment Period?
Small Companies Group Health Insurance
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Cigna


What is the Special Enrollment Period ?

The Special Enrollment Period is a time outside of the Open Enrollment period during which you and your family have a right to sign up for health coverage. In the Marketplace, you generally qualify for a special enrollment period of 60 days following certain life events that involve a change in family status, such as marriage or birth of a child or loss of other health coverage.  The Special Enrollment Period begins April 1st and runs through to December 31 2014. Please be advised that a cancellation due to non-payment of an insurance premium, does not qualify as a special life event. Therefore, it is critical that your insurance premiums are paid on time.

If you don't qualify for the Special Enrollment Period, you cannot buy health insurance through the Marketplace until the next Open Enrollment period. The next Open Enrollment period will run from November 15th,2014 to February 15th, 2015.

 

Small Companies Group Health Insurance
In the last 6 months the focus has been on navigating individuals and families to the new health plans under the Affordable Care Act. Small companies were able last year to early renew their existing group health plans until December 1, 2014. Many companies choose to do this as it means stability in price with the same health benefits. However, for 2014 the private exchange California Choice offers health plans from Anthem, Aetna, Health Net and Kaiser in one small business package with very affordable rates and a wide range of benefits and networks. The public small business exchange SHOP, which allows small business to receive tax credits under certain circumstances, has had many enrollment problems over the last 6 months. Now that the open enrollment period for the individual has ended,I am now putting my focus on small business groups.

 Please think about small businesses who could use my help in evaluating their group health insurance plans.
You will receive a $ 50 gift certificate for any successfully enrolled insurance  group referred by you. Please think about your sphere of influence and refer me to them.


After this stressful season has ended pamper yourself to a free facial with Candice Bar. Mention my name and Candice will invite you to a free facial at her place in Hollywood.

 

To my existing clients, I will reach out to you in the next couple of months and would like to invite you to my office to organize and evaluate all your existing insurance packages and see if we can find ways to lower your costs.

 

Remember love, laughter and good times are the best medicine for you.

Barbara Schmalz                                            
  
Solid Health Insurance Services                                                         
310-909-6135 
CA Lic. # 0G05625
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Referral
Fee 
 

Referrals are my lifeline!
A gift certificate of $15.00 for the company of your choice will be awarded for any referred closed insurance deal.