December 2012
  Changes  for Health Insruance for 2013

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Solid Health Insurance Services 

Health, Life & Trust 
Barbara G.Schmalz 

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310-909-6135

Greetings!
I hope you had a wonderful Thanksgiving celebration with your family and friends. Unfortunately, the day before Thanksgiving Anthem announced a 22 % rate increase for February 2013 for many customers.  Anthem claims that increasing medical costs are the reason for this sharp premium hike. However, this position its not shared by all its competitors such as Blue Shield and Cigna. In fact in December 2012  Blue Shield is giving money back to their customer, Cigna offers a 12 months rate guarantee. This is good news for many Anthem clients, as they have options to move health plans with other insurance carrier.
Read my blog for more details about Anthem's  rate hike  
In This Issue
Have you reviewed you 2013 Health Insurance Rates?
Health Insurance News for the month of November
November is Long Term Care Awareness Month
Looking for affordable health insurance?  Find a quote by using the :   
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Cigna

 Have you reviewed your 2013 Health Insurance Rates yet ?

During 2012, the average California family spent more than 17% of their income on health insurance premiums. This is a dramatic increase over previous years. In 2003, the average family's annual premium was $ 9000; but in 2012, it is almost $ 14,000. An analysis by the Commonwealth Fund predicts that by 2020,annual premiums will reach $ 24,000 for a family in California. In recent years health insurance premiums Barbara headshothave outpaced Family Income in every state.
 Most of my clients have received their annual health insurance review for 2013, and we are evaluating the possibilities of switching insurance plans to keep their premium stable.
To receive a free 2013 annual health insurance review, please do not hesitate to contact me at info@solidhealthinsurance. com

  

   

 What's new in the Health Care Industry  for December ?

A special Holiday gift for Blue Shield policy holders, ( 2 % Net Proftit)

Blue Shield Individual policy holders and small business policy holders will see their December bills credited. For individual policy holders it will average $ 25 ,$ 75 for a family of four and $ 40 for employees in small businesses . Read my blog for further details .

 

Healthnet discontinues short term insurance

Healthnet decided to discontinue short term insurance. Now Assurant is one of the few insurance carriers who offer short term health insurance.

 

There is only 1 day  left in Annual Enrollment Period for Medicare ( October 15th - December7th )

With only 1 day left, it is time to act now if you want to switch your Medicare Advantage Plan or RX. Contact me at info@solidhealthinsurance.com .     

   

November was Long Term Care Awareness Month

There are many options in long term care insurance. One of my favorites is a life insurance policy with a long term care ride. This allows your premium money to be either used for your long term care needs or given as an inheritance to your loved ones. Contact me for more information on Long Term Insurance at

Long Term Care Insurance what people buy and pay
Long Term Care Insurance what people buy and pay

 

 

 

 


Wishing you and your family a wonderful and Joyous Holiday Season.

             

Remember love, laughter and good times are the best medicine for you.
Kindly,  
  
Solid Insurance Services                                                         
310-909-6135 
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