There are few parts of the retirement world experiencing more financial concerns or uncertainty right now than traditional defined benefit (DB) pension plans.  Most plans are underfunded and many organizations are still tight on cash for funding their plans.  Many other plans are hard frozen and sponsors are looking to terminate eventually.  Whether the concern is the result of low interest rates or volatile markets, the potential impact on organizations of not properly managing the risk associated with the DB plan is real.

Human Resource Directors, CFOs, Plan Administrators and business owners all need to be concerned about the mental health of their employees as well as their physical health and safety.  This includes being able to recognize warning signs and understanding the risk factors, learning how to read the signs that can be of concern and being prepared to know where to get help.