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 NCCI Changes Primary-Excess Split Point for 2013
The National Council on Compensation Insurance (NCCI) recently announced its plan to make a change in the experience rating formula. The primary-excess split point will be increased over a three-year transition period. The first stage of the transition will take effect with each state's approved rate and loss cost on or after January 1, 2013. (read more) |
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Tips for Preventing Heavy Equipment Theft
 Though it rarely makes headlines, heavy equipment theft is an ongoing problem that causes millions of dollars in annual losses to insurers and steals an untold amount of time and productivity from customers who depend on that equipment to get the job done. (read more)
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Defense of Marriage Act (DOMA)
The Defense of Marriage Act, or DOMA, has been the subject of both political and legal controversy. DOMA remains the law and is enforced by the Obama Administration. This brief provides an overview of DOMA, including a summary of its impact on state legislation and employee benefits and a summary of its current status. (read more) |
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Share to Compare Event
 Reserve your spot today at LMC's 7th Annual Share to Compare Seminar. In conjunction with a highly qualified third party actuarial firm, LMC will be presenting the results of the Iowa-Area Mid-Market Employee Benefit survey - Benefit Benchmarking - Best Practices and Strategies 2012. You will hear about Health Exchanges that work for business and the New Age of Benefit Administration. There will be two seminars this year. August 30th in West Des Moines and August 31st in Davenport. (read more)
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Introducing LMC's Health Management Services New Website
LMC's Health Management Services department is proud to announce the rollout of their new and improved website! Whether you are looking for tools to start a 'do it yourself' wellness program at your worksite, or customizable communication pieces to help you promote healthy behaviors to your employees, or just information on how LMC's HMS department can assist you in building a purpose-driven wellness benefit at your organization, you will find all of this (and more!) at www.lmchealthmatters.com
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Aflatoxin in Corn - Insurance Coverage?
Hot and dry weather patterns across the Midwest this year is resulting in widespread drought conditions. Concerns have been expressed by federal, state and industry spokesmen over the presence of Aflatoxin in corn due to the drought conditions. How commercial agribusiness insurance responds to claims where Aflatoxin is present in stored grain or in produce you product is the focus of this article. (read more) |
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Safety Programs and the Impact to Your Bottom Line
In today's business environment, safety-related costs can be the difference between reporting a profit or a loss. This article discusses the importance of understanding the direct and indirect costs associated with accidents. Industry studies report that companies who focus on safety as a core business strategy come out ahead. (read more)
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