We at Gallen Insurance are thankful to have been able to serve our clients and "insure" your peace of mind for 55 years!

 Thank you for your support & trust.

We live in a litigious society. You know that. Today, juries and judges don't think twice about handing out multi-million dollar awards when someone has been seriously injured. You also know that.

 

There is no question that the ownership and use of our autos present us with the greatest personal liability exposure. But our normal daily activities can expose us to the potential of a large liability claim that could threaten our personal assets.

 

One of the best ways to understand the need for a Personal Umbrella policy is to review actual claim examples. Listed below are actual personal liability claims that illustrate the need for higher personal liability limits.