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E-Newsletter

September 2011

 
In This Issue:
OSHA Regulatory Update
Home Based Business
Community Support
Client Spotlight: Malsnee Tile & Stone
Get A Wawa Gift Card!
Contact Us
OSHA Regulatory Update

 

Secretary of Labor, Hilda Solis in 2009: "As I have said since my first day on this job the Department of Labor is back in the enforcement business".

 

They have increased enforcement inspections and they are not backing down.

 

Coming is a new OSHA standard called "Plan/Prevent/Protect" that will require each employer to implement an Injury and Illness Prevention Program tailored to the actual hazards in that employer's workplace.

 

The DOL warns that employers who fail to take these Plan/Prevent/Protect measures to comprehensively address risks will be considered out of compliance with the law and subject to remedial action.

 

According to the DOL, the plan cannot be a mere paper process. In other words if you have a generic safety plan and it is gathering dust or locked away in a filing cabinet, you will not be in compliance.

 

Even without this new standard there are current OSHA training requirements, specifically for your business, that you must comply with.

 

There is no exemption from training requirements unless you are a self employed individual.

 

Gallen Insurance can help get you into compliance.

 

For more information on what is involved and a review of your current OSHA compliance status contact:

 

Alan Convey, ARM, CRIS.

aconvey@galleninsurance.com

Phone: 610-898-6511

 

Home Based Business

 

Did you know that one in every eight households in the U.S. operates a home-based business? In the past 20 years, the number of home-based businesses has grown from 6 million to 59 million. Driven by the downturn in the economy, this number continues to grow at a staggering rate.
 
It is estimated that 58 percent of these businesses have inadequate insurance or no insurance at all. While many look to their homeowners' policies for coverage, most homeowners' policies offer very limited business personal property coverage and no off premises liability coverage. In addition, many homeowners' policies will not cover the home business under any circumstances because the business name is different than the named insured on the policy. This could result in a rate increase or even a non-renewal.

  


Home Based Business policy Key coverage features: 

  • Minimum premiums starting at $159 per year 
  • Business personal property coverage up to $100,000
  • Professional errors and omissions sublimit of $25,000 for most classes
  • Loss of business income up to actual loss sustained
  • Equipment breakdown coverage included in the basic premium
  • Liability limits up to $1,000,000 including off premises coverage

 

For more information call Jennifer Wells at 610-898-6525 or email jwells@galleninsurance.com

 

Community Support

 

SABOR LATINO DINNER DANCES 

 

 Fundraiser Benefitting 

 

Centro Hispano

  

Presented By

Toscani logo

 

  • Friday October 7th
  • Wednesday November 23rd

 

 

 

toscani buffet

 

 Dinner Buffet 6:30 PM

 

 

 

 

 

centro hispano salsa

 

 

 Dance & Lesson 8:30 PM

 

 

$39.95 / Ticket (+6% Tax)

Spectacular 5-Course Buffet

  • 4 Appetizers / Soup / 3 Salads
  • 7 Entrees with 4 Side Dishes
  • 6 Fabulous Desserts / Coffee or Tea

 

 Fundraiser Information

 

 


 

 

 

 

RESERVE NOW!  610-685-5299

 

 

 Get Your Advance Tickets at Hispanic Center or ViVA

Dinner Dance Location: 1101 Rocky Rd. (Next to Giant), West Lawn

 

 

  

 


 

 

 

 

 

 

 

 

 


 

 

 

 


 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Client Spotlight

Malsnee Logo
Every Job Done By Skilled Craftsman

Malsnee Tile & Stone is truly one of Berks County's best kept secrets for all your Tile, Flooring, and Sold Surface needs!

Visit their Showroom:
1106 Stinson Dr.
Leesport, PA 19533 

Ph: 610-916-7621

We Love Referrals!

Refer Your Family & Friends To Us!

Receive a
Wawa Gift Card
for each referral!

Contact Us

Gallen Logo

2237 Lancaster Pike

Shillington, PA 19607

Ph. 610-777-4123

Fx. 610-777-9957

info@galleninsurance.com

www.galleninsurance.com

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