SCORE Card
The eNewsletter for Small Businesses in Rochester, NY
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Greetings!
Welcome to our November, 2008 issue of SCORE Card, the eNewsletter for SCORE clients, partners, and friends. This monthly communication shares advice, news, and resources.
Our theme this month is Financing Your Business | |
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The Enterprise Center is an affiliate corporation of Rural Opportunities, Inc. (ROI), now known as PathStone, a multi-state community development corporation.
They make loans to small and micro businesses. They also provide technical assistance and training programs designed to support their client's growth. Their loans range in size from $1,000 to $150,000, although most loans are in the $20,000 to $50,000 range.
Visit their website to learn more about what they can do for you. |
Client Spotlight
Moore-Merkowitz
Tile Ltd
Do you have some questions about the economics of your business?
Do as Susan Moore and Neil Merkowitz did, get help from SCORE. Susan and Neil were thinking of building a new facility for Moore-Merkowitz Tile Ltd. but were not sure that they should do that. They came to SCORE for help in deciding.
Founded in 1986 by Susan Moore and Neil Merkowitz, Moore-Merkowitz Tile led the resurgence of hand-made relief tile in America in the mid-1980s.
Read on |
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Our Sponsors |
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NY State Senators
Jim Alesi
Joseph E. Robach
NY State Assemblymen:
David Koon
Joseph Morelle
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SCORE Rochester Recognizes Our Local Legislators |
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Larry Feldman, Bill Reilich, Tony Carlisi
Larry Wirth, Joe Morelle, Larry Feldman
Larry Feldman, Larry Wirth, David Koon, Tony Carlisi
LarryWirth, Jim Alesi, Larry Feldman
Joseph Robach, Tony Alesi, Larry Feldman
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| Upcoming Workshops |
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Wednesday November 19, 8:45 am -12:30 pm
Join us for an interactive program designed to inform small businesses on financing basics:
· Understanding the 5Cs of Credit
· Choosing a bank
· Understanding banking products
· Sources of funds for your business
· The SBA Guaranty Loan Program
Presented by John Marino, SBA Branch Manager.
Downtown Map
Wednesday December 10, 8:45 am -3:30 pm
Presented by: Lisa Pelletier, Pelletier Accounting & Tax Service. Downtown Map |
Credit Crunch? Get Help Now:
The Best Ways to Finance Your Business
By Richard D. Harroch, AllBusiness.com
Money is the mother's milk of any startup. Access to capital often determines whether a fledgling enterprise succeeds or dies in infancy.
There are several common types of business financing options available to young companies.
· Angel Investors and Venture Capital
· Commercial Banks
· Small Business Administration
· Home Equity Loans
· Credit Cards
· Equipment Leasing
Read the article
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SBA provides a number of financial assistance programs for small businesses including7(a), 504 and disaster assistance loans.
At our website you can learn about eligibility requirements, SBA's loan programs, surety bonds and the role of SBA, equity capital topics, special purpose loans, SBA partner topics and 7(a) lender programs.
Though the SBA does not provide grants to help you start a business, included is information on organizations and sites that can assist you in locating special purpose grants.
FREE Online Course
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I hope you've enjoyed our Newsletter. You can read past issues by visiting our Archives.
Have an idea for an article? Let us know! Call (585) 263-6473 or send an email to: scorerochester@frontiernet.net
Sincerely,
Paula M. Hollinger
Editor | |
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| $5 OFF |
Cut this out and send it in with your workshop registration or bring the entire Newsletter with you when you attend and get $5 off the regular workshop price.
Good for one workshop per person per month. |
| Offer Expires: 12/19/08 |
Brought to you by SCORE "Counselors to America's Small Business," a non-profit association and resource partner with the U.S. Small Business Administration (SBA). SCORE is dedicated to entrepreneurship and the formation, growth and success of small businesses. It provides professional guidance and information, accessible to all, to maximize the success of America's existing and emerging small businesses. Since 1964 SCORE has helped more than 8 million entrepreneurs.
The material in this newsletter is based on the work supported by the SBA under cooperative agreement number SBAHQ-05- 0001. Any opinions, findings, conclusions or recommendations expressed in this publication are those of the author(s) and do not necessarily reflect the views of the SBA.
© 2001-2008 SCORE Chapter 23, Rochester, New York | |
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