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Fidelity Associates Insurance & Financial Services eNewsletter |
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August Referral Gift Card Winner
Congratulations to Jason & Sarah Davis, August winners of our $50 gas card drawing!
For every referral who calls for a quote and says they were referred by you, you'll get a $10 gift card for movies, coffee or shopping. For every referral we receive from you in a month, you'll get one entry into the drawing for our monthly $50 gas card! That's it whether, they purchase from us or not. Just be sure they mention your name when they call.
   
THANK YOU for sharing your friends with us!
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Backpack Safety
 Backpacks are supposed to make life easier for kids who have to get all those textbooks back and forth from home or from class to class. But when a student packs too many books into a backpack, it can result in pain and long-term health problems, especially for kids in the middle grades who are at a stage of fast growing. They are the most vulnerable to posture problems and pain in the shoulder and back.
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MANAGER'S CORNER
Autumn is a beautiful time of year in the Inland Northwest. The kids are back in school, the leaves will be changing colors and soon there will be a chill in the air. This is the time when the Employee Benefits Department gears up for our busiest renewal season of the year preparing for our January 1, 2012 renewals. However, FAFS also had a productive summer to reflect upon.
In June we were pleased to provide a new Human Resource (HR) tool to our clients at no additional cost to them. This tool is a website that provides an extensive human resources library to aid in compliance with State and Federal Laws and to avoid penalties and potential employee lawsuits. Whether in need of a form, poster, the newest informaion on healthcare reform laws or state employment laws, this website provides a great range of online tools to help manage our clients' HR needs.
Also this summer, FAFS hosted a seminar for our clients and prospective clients on "Alternate Funding Arrangements". This informative session introduced a way to fund your health plan that allows employers more control over cost and plan design. The biggest advantage to these types of plans is the unique opportunity for mid-size (25 to 100 employees) groups to benefit from favorable claims experience through a partial return of premium or premium credit moving forward. We expect this to be a hot topic during the busy January renewal season.
There is a great deal of uncertainty in the medical marketplace as the unknown factor of Healthcare Reform slowly unveils itself. We at FAFS are committed to keeping our employer groups and prospective clients abreast of upcoming Healthcare Reform legislation and other important topics throughout the year by offering informative seminars and monthly newsletters. With the New Year right around the corner and all of the tough business decisions our clients are facing in this economic climate, employee benefit decisions can be somewhat of a daunting task.
Renewals will begin to be released in October. Are you ready to renew? Now is the time to prepare. Our clients look to us to help guide them in their employee benefit decisions and FAFS wants you to know that we are up to the challenge!
We hope you enjoy the fall and close out 2011 on a prosperous note!
Marianne Reents
FAFS Operations Supervisor |
New! 24/7 Online Client Access
We are pleased to announce a new option that we are testing on a trial basis, available to our clients on our website. With your account you can: 
- Review your current policies
- Re-print Auto ID cards
- Manage Certificates of Insurance
- Manage vehicles, drivers & locations
- Report a claim
As always, your Account Manager is here to help you with any of these and all other service needs and questions. For those times when you aren't able to call us; or want to review or request changes to your policies after hours; or re-print that missing Auto ID card on a weekend; you may wish to check out this new option.
Visit our Client Access Page to setup your own account, or contact your Account Manager with any questions and to request that we set your account up for you.
Since we are testing this on a trial basis at this time, we need to hear from you - let us know if you want to have this option available in the future and would like for us to continue to offer it. Your feedback will help us determine if we offer this on a permanent basis - please share feedback with your Account Manager, or email us at contactus@fidelityins.com. Thank you for the opportunity to be of service! |
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College Students Property Insurance
Over 50,000 property crimes are reported on college campuses annually, and more than 1,800 fires. Many more students suffer damages from accidents ranging from water damage from broken pipes, to theft or vandalism to computers, phones, clothing, and other property. None of these losses are insured by the school. We are proud to offer extremely affordable, comprehensive student property insurance, available to students in Washington, Oregon, Idaho, Montana, California and Alaska. Here are some of the reasons to consider a separate personal property policy for college students:
- Universities and colleges are not responsible for students' belongings -
- Keep claims off of the parents' policy -
- Much lower deductibles than parents' policy -
- Low cost policy -
- Covers property at college and in transit to and from school / home -
Visit Fidelity Associates Student Property Insurance for more information and to enroll. |
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Apple Cranberry Stuffed Pork Roast
Here is a great fall dish -pork roast stuffed with a sweet-sour filling of apples, cranberries, brown sugar and vinegar. Click here to get the recipe, complete with helpful how-to photos.
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Meet Account Manager Veronica Bergeron
Veronica "Ronni" grew up in Townsend, MT moving to Spokane after attending college at the University of Montana. She has been with Fidelity Associates for just over a year. Specializing in the Personal Insurance Planning arena and has over 20 years of experience. "I was told when I first started that 'no day would be the same' and so far that has held true. I love assisting clients with their individual insurance needs and helping them plan for the future."
Ronni will be celebrating her 18th wedding anniversary next month and has one grown son living and working in Spokane. She and her husband enjoy playing and singing with the Worship Ensemble and serve as Group Leaders at their church. They have participated in the Interfaith Program in Spokane and are currently serving as foster parents of a Beagle for one of the families. Her husband Tom has also turned her into a total Washington Sports Fanatic - win or lose she's a forever Mariner, Bulldog, Shock, Seahawk, Indians, Chiefs supporter. On the other hand, she also loves going to the Spokane Symphony and Broadway productions. She enjoys traveling to the Washington/Oregon coast, reading , spending time with family and her obsessive compulsive Border Collie.
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Cold Weather is on the way! Coats 4 Kids
While you are doing your fall closet cleaning, or shopping the sales, please think about children in need in our area: donate new or gently-used kids' coats to the Coats 4 Kids coat drive. We have a donation box in our office and will be collecting coats through October 12. Thank you! |
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