Reference Point
Welcome to CRL® and the
Reference Point newsletter 
 
Greetings!

Reference Point will be published periodically
to keep our clients and colleagues up-to-date on the latest research, initiatives, and technology affecting the Life Insurance Underwriting community.  Please forward to those you feel may also benefit from receiving Reference Point, they can click and join our mailing list below.

At CRL, providing our clients a competitive advantage is our unwavering commitment.  We will continue to be at the forefront of questioning the status quo, while applying valid science and research analysis to improve risk selection.
 
Reference Point will serve as a resource for information including both CRL's own research, as well as other relevant material.
 
We hope that you will look forward to each issue of Reference Point as an informative and beneficial tool for improving risk selection.


 CRL RESEARCH HIGHLIGHTS
research

Cotinine - Be more cost effective and reduce uncertainty.
 
A1C - Better use of Fructosamine to identify diabetes risk.
 
 INDUSTRY PUBLICATIONS
publications
1. ON THE RISK vol.22 n.1 (2006) 58
 
Improvements in Cotinine testing of
Insurance Applicants
 
 
2.  Journal of Insurance Medicine 2007;39:174-181
   
Relationship of Hemoglobin A1c to Mortality in
Nonsmoking Insurance Applicants
 
Copyright 2009 Clinical Reference Laboratory, Inc.
CRL is a registered trademark of Clinical Reference Laboratory, Inc. 
Zip zAPP is a registerd trademark of Clinical Reference Laboratory, Inc.

Clinical Reference Laboratory 
8433 Quivira Road  |  Lenexa, Kansas  |  1-800-445-6917

Clinical Reference Laboratory
In This Issue
CRL Research Highlights
Industry Publications
Service
Technology
Meetings & Conferences

SERVICE

Swift Screen
 
 swift screen
 
Swift Screen provides a secure environment for ECG image reviews by teams of medical professionals.   CRL partners with qualified physicians well known in the industry to provide this ECG review service.  Their interpretations are then transmitted to the insurance company along with the lab test results from CRL. 
 
If you would like more information on Swift Screen please email ilscs@crlcorp.com today! 
 

TECHNOLOGY

Zip zAPP®
Document Submission

Zip zAPP

 

Zip zAPP is a simple yet powerful web based tool that allows life insurance agencies to submit insurance applications and case documents to an insurance carrier. CRL developed Zip zAPP to make the agent's job easier. Let us show you how. Call us today for a demonstration.
 
Put Zip zAPP to work for you today. Call 800.445.6917 to learn more.
 
Simple. Fast. Powerful
 
MEETINGS & CONFERENCES
September 17 - 19
MUC St. Paul, Minnesota 
 
October 16 - 23
AAIM Savannah, Georgia
 
November 12 - 14
NAILBA Hollywood, FL
 
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