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Dear  , 

Here is the latest edition of Model Consulting's Week in Review Newsletter.  We hope you find the Newsletter informative and helpful.

Model Consulting Thanksgiving Holiday Schedule
Please be advised that Model Consulting will be closed on Thursday, November 26th and Friday, November 27th in observance of the Thanksgiving Holiday.  We will re-open at our normal business hours on Monday, November 30th.

We wish you and your family a safe and happy Thanksgiving Holiday!

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House Passes Health Reform Bill

With a vote of 220 to 215, the House of Representatives passed the "Affordable Health Care for America Act" after several hours of debate on November 7th. 

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Capital BlueCross:  Member Effective Dates & Coverage Termination Reminders

Account Administration has recently made a change to how effective dates are determined for all new members. In the past, most members were made effective on the 1st or 15th of each month to coincide with the group's billing cycle. Currently, initial and newly eligible members are considered effective as of the date specified by the employer group and approved by Capital BlueCross* (regardless of the billing cycle).

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HealthAmerica:  Creditable Coverage Notification for Medicare Beneficiaries

Annually we send employer letters that provide guidance in determining creditable coverage for Medicare beneficiaries.  The Medicare Prescription Drug, Improvement, and Modernization Act of 2003 ("MMA") requires employers to disclose whether their group coverage is "creditable prescription drug coverage".  Notices must be sent to all group members - employees, retirees, their spouses, and dependents - who are eligible to enroll in Medicare Part D coverage.  Notification is required whether the employer's group health plan coverage is primary or secondary to Medicare.  Additional details about HealthAmerica's prescription drug options can be found in the attached guides.

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HealthAmerica:  Important Benefit Reminders

Several laws may impact the health care coverage you provide to your employees. Some of these benefits can only be added to your policy during the renewal period, so it's important to consider your options and review your obligations under the law.

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Independence Blue Cross:  Important Information about our Health Benefits Programs

Periodically, we review and evaluate our benefits plans and, as needed, update and clarify benefits.  The purpose of these updates is to provide our members with a better understanding of their benefits information.  The attached Summary of benefit changes flyer contains information about the changes to our health care benefits program.  To help you better understand these changes, it includes a brief summary of each change as well as the plans that are affected by the change.  Please read the information carefully and keep it for you records.

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UnitedHealthcare:  All Members Eligible for Health Expense Tracker Dec. 4

A full release of the Quicken HealthSM Expense Tracker to all eligible UnitedHealthcare customers is scheduled for Dec. 4. Currently the online tool is available to more than 700,000 UnitedHealthcare non-consumer-driven health (CDH) members.

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UnitedHealthcare:  Dr. Oz and UnitedHealthcare Team Up to Promote Better Health

UnitedHealthcare and renowned doctor and bestselling author Dr. Mehmet Oz are partnering to promote health-related topics on his Web site, DoctorOz.com, and his new daytime talk show, The Dr. Oz Show, which airs daily on TV stations across the U.S.

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UnitedHealthcare:  Rheumatoid Arthritis ProgressionRx Program Change

We previously announced a new ProgressionRx (step therapy) program that would be implemented for certain rheumatoid arthritis (RA) medications effective January 1, 2010.  This change will not take effect. However, all four RA medications - Cimzia, Enrel, Humira, and Simponi - will move from Tier 3 to Tier 2 effective January 1, 2010 due to improved contracted rates from the pharmaceutical manufacturers.  This will positively impact members who will pay less for these medications and will save money for self-funded customers.  A Prescription Drug List and pharmacy benefit changes effective January 1, 2010 is attached.

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Phone: 215-942-7199 · Fax: 215-942-7198
Email: info@modelconsultinginc.com