Greetings!
Over the past ten years, many small businesses have dropped dental insurance due to increasing health insurance premiums. Some medical plans, like Fallon Community Health Plan, provided a mini plan with preventive services to subscribers. But, as of 2012 there are no medical plans that provide a basic dental plan included in their monthly medical premium.
We have worked with many employers to fill this gap. Some employers will offer to implement a dental plan, but not contribute to the cost. With employees paying 100% of the premium, it is difficult to achieve the required participation level that most plans want.
Last year, we started working with a national carrier to develop a plan and solution for these small businesses. Ameritas is one of the largest dental providers in the United States and currently insure 4.8 million for dental or vision.
We are pleased to announce a new plan that provides the following:
- Easy Participation Requirements (only need 3 people enrolled)
- Both Preventive Dental & Vision protection
- NO waiting period for benefits
- Tax deductible premiums
- Any Dentist - Anywhere
- NO employer contribution.
- $150 TAX FREE reimbursement annually for eye glasses and frames
We got it!
Below is more detailed information on the new Central Mass Dental and Vision Plan (CMDAV). If you think this may be a great opportunity, please download the survey/enrollment form from our website, pass out to employees and let us know the results. We only need three employees to start coverage for you!!
If you have a question, send an email to Bill or Vanessa today.
Bill Randell CLU,CHFC, Vanessa Costa CLU,CHFC,
|