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There are three often overlooked areas for real estate bargains: short sales, foreclosures and REOs (real estate owned by lenders). But -- as always -- let the buyer beware.
You have just completed an exhausting executive search for the perfect candidate for that vacant managerial position. You found the right person. Your offer was accepted. Now you can rest, confident that your new manager will make you proud. Wrong!
Leaders in the spotlight have often found a positive, well-developed sense of humor can help further their careers and enable them to be more effective in business situations. But business people should exercise caution by evaluating whether humorous comments are perceived positively or negatively.
Back injuries account for nearly 20 percent of all injuries and illnesses in the workplace. They cost the nation an estimated $20 billion to $50 billion per year, according to the National Institute for Occupational Safety and Health. The average cost of a low-back-associated workers' compensation claim is nearly $8,500. Clearly, anything you can do as an employer to reduce these risks among your employees is well worth the effort.
Nonprofits have an advantage in achieving the newest management standard, the triple bottom line. Two of the bottom lines - social and financial sustainability - have always been foundational to measuring nonprofit success. Implementing the third - ecological sustainability - is a natural extension that can magnify the impact of the other two.
A new rule requires certain creditors, including physicians, to protect consumers by developing and implementing written programs to identify, detect and respond to warning signs of identity theft. The deadline for implementation has been delayed until June 1, 2010.
| Wealth Advice and Financial Planning |
If you have a credit card, you now have a bill of rights. Many rules that apply to credit cards change under the Credit Card Accountability Responsibility Disclosure Act of 2009, also called the Credit Cardholders' Bill of Rights. Most provisions take effect in late February 2010.
By hiring your spouse, parents and children as employees of your firm, you may be able to keep earnings in the family, as well as receive a tax deduction for compensation and other employee benefits your family members receive. But be sure you understand all the rules.
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