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The average wait time for a solid organ is over a year.
As a result, transplant patients usually jump over stop loss contract years, thus becoming magnets for imposed lasers or rate increases.
To learn more, read this recent Chartis Heartbeat Newsletter that discusses organ transplants or contact Amanda Desroches at 800.944.7659 ext. 3010 or amanda.desroches@amwins.com.
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| AMWINS.COM GETS A NEW LOOK IN 2011 | |
What does the new amwins.com mean for you? Improved navigation and product information means you'll be able to find what and who you're looking for... fast!
We're excited about the changes, and you'll be the first to know when the site goes live later this month. Stay tuned!
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If you have a question about this newsletter, please contact:
Lisa Kuszmar
704.749.2780 lisa.kuszmar@amwins.com
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In this month's Client Update, we wanted to provide you with a Client Advisory on a subject that has caused confusion and frustration in nearly every benefit professionals' life: Grandfathered Health Plans! So enjoy the 7 pages of clarity our benefit experts shed on this challenging piece of health care reform. Our goal each month is to provide you with quality material that will not only inform you about important changes in the marketplace, but to provide you with information you can use to educate your clients. Client Updates are archived here on our website if you'd like to refer back to previous issues. Thank you for continuing to be a valued AmWINS client. Sam Fleet President, AmWINS Group Benefits
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CLIENT ADVISORY: Grandfathered Health Plans
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 Guidance concerning "grandfathered health plan" status was issued on June 17, 2010 by the Departments of Labor, Treasury and Health and Human Services with respect to the Patient Protection and Affordable Care Act, as modified by the Health Care and Education Reconciliation Act. This summary of the new Interim Final Regulations identifies considerations for employer-sponsored plans. Read more...For information about grandfathered health plans, contact Lisa Kuszmar, 704.749.2780, lisa.kuszmar@amwins.com.
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PRODUCT SPOTLIGHT: Dialysis Strategy Cuts Costs
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 It only takes one employee with end-stage kidney disease to put a self-insured company's benefits budget at risk. But a smart combination of bill review, home treatment and prescription discounts can give an agent's customer significant savings without impacting patients. The best part? There's no cost for Dialysis Management Solutions unless the company saves money. It's a win-win for companies and their employees - and a win for agents who make the connection for their customers. Read more...
For information about Dialysis Management Solutions, contact Jason Wilhelmsen, jason.wilhelmsen@amwins.com, 404.592.2629.
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ARTICLE: Self-Funding: Is It Time to Go It Alone?
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 Health care reform makes self-funding health benefits more appealing than ever. In an article recently published in Benefits Magazine, Sam offers guidance on crafting a plan that won't run aground.
There are many reasons to consider self-funding, but two have become important in the wake of federal legislation adopted in March 2010 and making its way into the nation's health care infrastructure. Read more...
For more information, contact Lisa Kuszmar, 704.749.2780, lisa.kuszmar@amwins.com.
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PRODUCT SPOTLIGHT: SprinklerPro Provides Coverage for Mold and Fungus Where Others May Not
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 Despite their exposure, many fire sprinkler contractors are not aware that most insurance programs do not provide coverage for mold/fungus/microbial substance. This gap in coverage is especially problematic for sprinkler contractors, whose work presents significant potential for water damage and mold/fungus claims. Our SprinklerPro program includes GL, PL and Contractors Pollution Liability. With the PL and Pollution in the Excess Liability, coverage is follow form over all primary coverages. Read more...For information about AmWINS' SprinklerPro program, contact Lisa Petrovich, 704.749.2719, lisa.petrovich@amwins.com. |
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