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WOULD YOU LIKE TO WIN A $100 RESTAURANT GIFT CERTIFICATE?
 Picture yourself with that someone special enjoying a delicious dinner! All you have to do is simply email our receptionist, Becky Masse, and then type the word RESTAURANT in the subjectline, and you will automatically be entered into our Cross Insurance Quarterly Contest!
And, as there is one entry allowed per person, if you have a friend, family member or colleague that would like to enter as well, be sure to forward this to them, and if they win, you just may end up as their lucky dinner guest! They can also simply email Becky and add their name and address to enter.
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OUR FEATURED COMMUNITY PARTNER |
The Brandon Tyler Pratt Scholarship Fund
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At Cross Insurance, our goal is to help support as many non-profit organizations as we can, as we are proud to give back to the community that supports us. Our team of coworkers has decided to participate in "Jeans Day", where we choose a local "community partner" to assist each month. Employees interested in participating donate a dollar on Fridays if they choose to wear jeans, and then a new community recipient is then chosen for the following month.
Our most recent featured community partner for the months of August and September is the Brandon Tyler Pratt Scholarship Fund in Newmarket. The fund, set up through the TD Bank in Newmarket, was created in "B's" honor, so that even in his passing, he could still continue to help his friends achieve their dreams and life goals with him in their hearts and by their side. "B" was an amazing artist and imaginative author, and he had always been about hard work, achieving goals and giving back to others.
To let us know about your own recommendation for a very deserving community program, simply email Diane Gorman or call us today at (603) 742-2552.
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WOULD YOU LIKE TO RECEIVE A
$10 GAS CARD?
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Congratulations to our Cross Insurance People of the Month: Rebecca Galleshaw and Jonathan Wennberg. Rebecca and Jonathan are the latest winners in our Cross monthly contest!
You too can receive a $10 gas card when you recommend a friend or family member to us, and we provide them with one of our services. This includes referrals for any of our Cross personal or commercial services. We are grateful to all of our clients who graciously refer their family, friends and associates to our agency. We build our agency on your positive comments, and we couldn't do it without your help!
P.S. When simply referring us to a friend, you will automatically be signed up for our Cross $100 RESTAURANT GIFT CERTIFICATE Contest!
PPSS.Don't forget to remind us if we were unaware that you've referred a friend, so that we can recognize you!
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THANK YOU TO OUR LOCAL CHAMBERS OF COMMERCE!  
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At Cross Insurance, we are very proud to be members of The Greater Somersworth Chamber of Commerce and the Dover Chamber of Commerce, as these organizations help to better our business and local communities. Their members range from mom and pop shops to leading organizations that are involved in the community, care about their customers and exemplify good business practices. Please help us in supporting the Chambers that work diligently in their initiatives to improve our local economy through business and consumer advocacy.
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QUOTE OF THE MONTH!(In Memory of
Stephen Covey)
 Habit 1: Be Proactive "Take initiative in life by realizing that your decisions (and how they align with life's principles) are the primary determining factor for effectiveness in your life. Take responsibility for your choices and the consequences that follow." ~Stephen Covey
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CHOOSE FROM OUR SELECTED NEWSLETTER BULLETINS (What You Don't Know Can Hurt You!) |  | |
At Cross Insurance, we are proud to bring you newsletters on a range of topics as an additional service. Each newsletter focuses on a particular topic and provides insight into the unique concerns that you or your business might face. Several of our IMMS newsletter examples this month include:
Be sure to check out all of our Personal and Commercial Newsletter Bulletin Archives! |
| For the latest Cross Insurance website updates, simply
scan our QR Code below: | 
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 Greetings:
We hope you are having a great summer -- enjoying many sizzling barbeques, backyard activities and walks on the beach!
At Cross Insurance, we want to make sure that you and your family are fully protected - even when you're in the midst of enjoying summer festivities. To help you further lessen your risks, it is our goal to keep you updated with the most current factors that affect your Personal, Business and Health Protection.
As insurance is not just for a rainy day, please make sure that you take a few minutes to check out our timely August newsletter articles, including these important protection factors to be considered:
. Protect Yourself From Identity Theft
(While on Vacation and Throughout the Year)
. Is Your Identity at Risk? (Take the Quiz!)
. The Supreme Court Health Care Ruling -
Employer FAQ'S
. Cover Yourself With an Umbrella
(How to Protect Yourself and Your Family
In Case You Get Sued)
. The Use - And Misuse - of Social Media
(Hiring, Managing and Firing)
Very best regards,
Chris
Christopher J. Gorman, CPCU
Branch Manager
P.S. To both save money and protect yourself, your family and your business at the same time, be sure to check out our 15 Possible Discounts: Are You Missing Any? questionnaire from last month's newsletter - if you haven't already!
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COVER YOURSELF WITH AN UMBRELLA
In today's "litigation culture," with million-dollar legal settlements all too common, anyone - including you and your family - could easily face ruin from a lawsuit, whether serious or frivolous. Diane Boyle, our Personal Account Manager, would like you to be aware that even if you won, you'd be out thousands of dollars in defense costs.
A Personal Liability Umbrella can help ensure financial peace of mind by providing coverage up to an amount you've selected over and above the Liability limits under your Auto or Homeowners policy. Insurance companies often set minimum limits for Umbrella coverage. If you're sued, the bulk of the settlement will come from your HO or Auto policy, with the Umbrella picking up the rest. Bear in mind that many insurers will only offer this coverage if they write both your HO and Auto insurance. Read on and scroll down to continue...
 To learn more about how a Personal Liability Umbrella will help to ensure that you and your family are protected, call or email Diane or any of our Personal Account Managers today!
603-742-2552
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THE USE - AND MISUSE - OF SOCIAL MEDIA
Hiring, Managing and Firing
 The "Social Media Revolution" is transforming how Americans connect with their families and friends - and the ways in which companies hire, manage, and fire their most valuable asset: Their workers. Gina Veno, our Commercial Account Manager, would like you to be aware that failure to provide effective management of social media as an employee relations tool can pose serious financial risks to your business. Read on to make sure you that you are protecting your business against losses related to Social Media misuses. (Please scroll down.)
 To answer any of your questions regarding protecting your business from Social Media misuses, be sure to call or email Gina, or any of our Commercial Account Managers today!
603-742-2552
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HEAR WHAT OTHERS HAVE SAID
ABOUT US THIS MONTH!
 At Cross Insurance, we don't merely promise that we'll be there for all of your personal and commercial protection needs. Our pledge is to be consistent in every area of service, including that of building relationships with you that are based on trust, as Adrian Fieldhouse and Don Michaud have shared below:
Re: Tim Weddleton and Gina Veno,
Commercial Lines
"I am so relieved to get through the Audit with such a positive result. Thanks again to both you and Gina, it was a great help to feel that you were on 'my' side."
Best, Adrian Fieldhouse, Yard Arm Construction
Re: Becky Masse, Receptionist
"It's always such a positive, welcoming experience whenever I call or come into the Cross office and am greeted by your receptionist, Becky Masse. She always makes me feel exceptionally comfortable, and you can tell that she puts more than 100% into everything she does to assist others, by the way that she expresses such great interest in your Cross clients. I have a complete trust in Becky in that she will follow through with my communication needs. Having trust in the person 'up front', likewise, encourages trust in the agency.
~Don Michaud, Rollinsford, NH
And, because yours is the only opinion that matters, we also would like to pass along and share your words with others...so they know what to expect from us too! Our goal is that you are 110% satisfied with your experience with our agency. If our client care, pricing or claim service has been satisfactory to you, we would like to share this mutual benefit with any potential or existing clients. Please take a minute to jot down some thoughts on our Testimonial Request Form on how our agency has helped you, saved you money or made your life a little better at any time. This will also improve our service to you, our valued client, in the future.
And, as a way of saying thanks for "helping us help you, we will enter you two times in our $100 Quarterly Restaurant Drawing when we receive your testimonial. Thank you!
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THE SUPREME COURT
HEALTH CARE RULING - Employer FAQ's
Blaine Horne from our Employee Benefits Department, would like you to be aware of the June 28, 2012 U.S. Supreme Court ruling, where they essentially upheld the entire Affordable Care Act (ACA) as constitutional. Since the ruling, employers have had many questions about how this decision will affect them. Read on for the answers to a few of these FAQs in our August Benefits Buzz. Be sure to take a look at our Live Well, Work Well newsletter too!
To answer your questions about Employee Benefits, email Blaine or give him a call today at (603) 742-2552.
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PROTECT YOURSELF
FROM IDENTITY THEFT
While On Vacation - And Throughout the Year!
By Kimberly Lankford, Contributing Editor,
Kiplinger's Personal Finance
It can be easy to let down your guard and forget some of the precautions you take at home to protect yourself from ID theft, which is why scam artists tend to take advantage of travelers. Read on to learn about the ways to protect yourself against ID theft while on vacation this summer:
Protect Yourself from Identity Theft While On Vacation
How to Avoid Identity Theft
QUIZ - Is Your Identity at Risk?
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DEREK AND THE FISH Summertime Family Fun at Cross Insurance!
Derek Veno, son of our Commercial Account Manager, Gina Veno, caught this two pound, large mouth bass at the boat launch at Baxter Lake in Rochester. He was so happy and proud, and especially since he caught it two days before his 16th birthday!
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10 QUESTIONS WHEN PLANNING
FOR FINANCIAL SECURITY
What is the sign of a good decision®? It's clarifying what you want to achieve, what you value and how uncertainties affect plans and aspirations - turning plans into action and goals into reality. Ten questions and answers... When thinking about how to protect your livelihood or build the financial resources you will need to live life as desired, answer these 10 questions first. |
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475 High Street, Somerworth, NH 03878
Get Directions
Somersworth: 603-692-3431
Dover: 603-742-2552
Durham: 603-868-5563
(Fax) 603-742-4509
Visit our Cross websites for insight on why our excellent services and competitive prices offer unsurpassed value to our clients:
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CONTACT US HERE! 
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