CONGRATULATIONS TO OUR $100 RESTAURANT
GIFT CERTIFICATE WINNER! |
A big congratulations goes out to Sydney Leopold, the lucky recipient of our Quarterly $100 Restaurant Gift Certificate Drawing! Seen here is Chris Gorman choosing the winning entry. You can also picture yourself with that someone special enjoying a delicious dinner ! All you have to do is simply email our receptionist, Becky Masse, and then type the word RESTAURANT in the subject line, and you will automatically be entered into our Cross Insurance Quarterly Contest!
And, as there is one entry allowed per person, if you have a friend, family member or colleague that would like to enter as well, be sure to forward this to them, and if they win, you just may end up as their lucky dinner guest! They can also simply email Becky and add their name and address to enter.
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CONGRATULATIONS TO RICKY GIBSON!
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Congratulations to our client, Ricky Gibson, who won this tremendous Cross Insurance Trophy for the 'Longest Distance Individual'! Ricky participated in the Cruisin' to Graduation Car Show on May 6th at the Waldoboro High School in Maine, and where proceeds from the event were donated to Project Graduation. Check out Ricky's 69' Road Runner below!
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WOULD YOU LIKE TO RECEIVE A
$10 GAS CARD?
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Congratulations to our People of the Month: Karen Mairs, Caleb Greer Carney, and Myles Heard. Karen, Caleb and Myles are the latest winners in our Cross monthly contest!
You too can receive a $10 gas card whenever you recommend a friend or family member to us, and we provide them with one of our services. This includes referrals for any of our Cross personal or commercial services. We are grateful to all of our clients who graciously refer their family, friends and associates to our agency. We build our agency on your positive comments, and we couldn't do it without your help!
P.S. When simply referring us to a friend, you will automatically be signed up for our Cross $100 RESTAURANT GIFT CERTIFICATE Contest!
PPSS.Don't forget to remind us if we were unaware that you've referred a friend, so that we can recognize you!
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OUR FEATURED COMMUNITY PARTNER
(For June and July)
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Trans NH Bike Ride
Results | |
At Cross Insurance, our goal is to help support as many non-profit organizations as we can, as we are proud to give back to the community that supports us. Our team of coworkers has decided to participate in "Jeans Day", where we choose a local "community partner" to assist each month. Employees interested in participating donate a dollar on Fridays if they choose to wear jeans, and then a new community recipient is then chosen for the following month.
Our most recent featured community partner for the months of June and July is the Muscular Dystrophy Association that is committed to fostering and promoting the alleviation of the conditions of persons with muscular dystrophy and other related neuromuscular disorders. To assist in these efforts, we were very proud to support Brian Wade of Wade Landscaping in his efforts to raise money for MDA through his participation in the Trans NH Bike Ride that took place on June 22nd through 24th! The amazing, successful event raised $202,000 and fundraising will be held open until July 31st
To let us know about your own recommendation for a very deserving community program, simply email Diane Gorman or call us today at (603) 742-2552.
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CHOOSE FROM OUR SELECTED NEWSLETTER BULLETINS (What You Don't Know Can Hurt You!) |  | |
At Cross Insurance, we are proud to bring you newsletters on a range of topics as an additional service. Each newsletter focuses on a particular topic and provides insight into the unique concerns that you or your business might face. Several of our IMMS newsletter examples this month include:
Why Your Company Needs Business Interruption Insurance
(Please scroll down)
Improving Road Safety With GPS
Be sure to check out
all of our
Personal and Commercial Newsletter Bulletin Archives!
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QUOTE OF THE MONTH! "The four cornerstones of
character on which the structure
of this nation was built are:
Initiative, Imagination, Individuality and
Independence." ~Eddie Rickenbacker
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CONTACT US HERE!
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Be sure to check out our
Cross team pictures and emails
for contacting
our trusted advisors!
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 Happy Independence Day!
With July 4th celebrations right around the corner, it's not only a time consider our political freedoms, but is a time to examine your financial freedom as well. Most of us are aware of the actions that make up the foundation of a sound financial strategy -- Earning more than you spend, borrowing as little as possible and saving for the future.
At Cross Insurance, it is our job to assist you in making smart, independent financial decisions that will help you both save money and protect yourself, your family and your business at the same time. For this reason, we put together this handy questionnaire for you: 15 Possible Discounts: Are You Missing Any? Your needs can change throughout the year, and we want to make sure that you are both saving money on your insurance, while protecting what's most important to you. I encourage you to take a hard look at where you are at financially, and help us assist you in getting to where you'd like to be by viewing the 15 Possible Discounts checklist to identify the areas where you can save money.
Continuing along this line of financial freedom, be a SMART consumer by taking a look at this month's valuable feature articles that include Varying Healthcare Costs, Saving for Retirement, Insurance for Faulty Work, Insurance-Ready Smart Phone Resources, and more.
Very best regards,
Chris Christopher J. Gorman, CPCU
Branch Manager
P.S. Would you like us to enter your name TWICE in our $100 Quarterly Restaurant Contest? Simply visit our Cross-Somersworth Facebook link and click on the LIKE button!
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MAKING YOUR SMART PHONE "INSURANCE SMART"  You have the phone and the capabilities that come with it. Pam Hagen, our Personal New Business Account Manager, would like you to know that using the phone to manage all of your insurance affairs is not only smart, it will put you ahead of the game if you need to access your insurance information or if you end up having a claim. There is no better place than on your smart phone to store all the information and tools because it is likely with you at all times. The best news is, the resources are there and putting them in place is a snap. Read about all of the insurance-ready resources that are available! (Please scroll down.)
Be sure to call or email Pam or any of our Personal Account Managers today, to answer any of your personal protection needs. |
INSURANCE MAY NOT COVER
FAULTY WORK!
 When accidents happen on construction sites, the result usually involves property damage. Faulty wires cause fires, which burn the walls. Collisions often put dents in expensive equipment, and paint can be inadvertently sprayed onto nearby cars. Vicki Turner, our Commercial Account Manager, would like you to be aware that when such incidents occur, the contractor must look to their General Liability policy to compensate for damages. Although the CGL policy covers several types of incidents, not every situation is covered. In order for a situation to be covered, three requirements must be met. (Please scroll down) 
To answer any of your questions regarding what incidents are covered in a CGL policy, please call or email Vicki or any of our other Cross Commercial Account Managers today!
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HEAR WHAT OTHERS HAVE SAID
ABOUT US THIS MONTH!
 At Cross Insurance, we don't merely promise that we'll be there for all of your personal and commercial protection needs. Our pledge is to be consistent in every area of service, including that of building relationships with you that are based on trust, as two of our valued clients have shared below:
Re: Diane Boyle, Personal Lines
"I've never had an insurance company notice that my premium had increased significantly, shop around my policy, and get my premium cut in half...all without me picking up the phone. Diane took it upon herself to lower my premium. I couldn't have been happier when she called, and impressed that she took the initiative to help me. Thank you!" D.S., Lancaster, NH.
Re: Deb Gifford, Commercial Lines
"Deb, the Berkley quote is just fine. Go ahead with the paperwork! Thank you for the time that you put into this. Great work!" ~Dr. Jeffrey Allan
And, because yours is the only opinion that matters, we also would like to pass along and share your words with others...so they know what to expect from us too! Our goal is that you are 110% satisfied with your experience with our agency. If our client care, pricing or claim service has been satisfactory to you, we would like to share this mutual benefit with any potential or existing clients. Please take a minute to jot down some thoughts on our Testimonial Request Form on how our agency has helped you, saved you money or made your life a little better at any time. This will also improve our service to you, our valued client, in the future.
And, as a way of saying thanks for "helping us help you, we will enter you two times in our $100 Restaurant Drawing when we receive your testimonial. Thank you!
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WAVE YOUR FLAG CAKE
Just in Time For
Your 4th of July Celebration!
 At Cross Insurance, one of the things we really enjoy is to share some of our favorite healthy recipes with each other. As many of us are always thinking about eating healthier, we thought to share this delicious Wave Your Flag Cake, compliments of Sheila Foss. If a semi-sweet dessert treat makes your mouth water, and you might want to share it with others this 4th, be sure to check out the recipe here!
And...as we love to cook and we love to eat, we would also love it if you would pass on any of your special recipes that we could share with our readers. Simply email Becky Masse with your recipe, and if you want, tell us where it came from. And, feel free to include your picture if you would like, although not necessary.
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ON THE HOME STRETCH
TO YOUR RETIREMENTBy Eleanor Laise, Associate Editor,Kiplinger's Retirement ReportWorkers who are approaching retirement are focused on the finish line. They anticipate sleeping late, taking exotic trips or spending more time with family. But as they sprint toward those goals, many overlook a formidable obstacle: a yawning gap in their savings.
With the demise of defined-benefit pension plans, tumultuous markets, skyrocketing health care costs and a bleak employment landscape, the last few legs of the race to retirement have become much tougher than they used to be. Many people are running out of steam as they hit the home stretch. Nearly half of people age 57 to 63 in 2010 won't have enough retirement income to cover basic expenses, according to the Employee Benefit Research Institute.
Learn more about Protecting Your Nest Egg From a Deluge of Fees, Selling Your Business to Fund Retirement, Paying Off the House or Keeping the Mortgage - and much more here!
© 201Kiplinger
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KEY CONSIDERATIONS
FOR YOUR FAMILY'S FINANCIAL FUTURE  As a client or friend of Cross Insurance, we are not only concerned about your protection, but helping you best understand the many Key Considerations for Your Family's Future. Because of this, we have developed a key strategic alliance with the Northern New England Agency, a general agency of financial services professionals from a local Massachusetts Mutual Life Insurance Company (MassMutual). These professionals can help you evaluate your current financial situation and prepare for your future needs, through the use of innovative strategies such as Insurance Planning, Business Succession Planning, Retirement Planning and Estate Planning.If you would be interested in having a no-obligation meeting with a MassMutual financial services representative, to discuss your needs and their services, please email me today at cgorman@crossagency.com or call our office to be connected with one of our MassMutual representatives.
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EDUCATE YOUR EMPLOYEES ON
VARYING HEALTH CARE COSTS
 Blaine Horne from our Employee Benefits Department, would like you to be aware of the importance of e ducating your staff on the wide range of health care costs. When they are aware of these differences, your employees will be encouraged to shop around to get the best price possible. You may also want to consider referring them to a resource that provides the average cost of common procedures, such as www.healthcarebluebook.com. To learn more about our Cross Employee Benefits and HR Tips, be sure to check out our July Benefits Buzz here!
To answer your questions about Employee Benefits, email Blaine or give him a call today at (603) 742-2552.
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FROM ALL OF US AT CROSS INSURANCE...
HAPPY FOURTH OF JULY
475 High Street, Somerworth, NH 03878
Get Directions
Somersworth: 603-692-3431
Dover: 603-742-2552
Durham: 603-868-5563
(Fax) 603-742-4509
Visit our Cross websites for insight on why our excellent services and competitive prices offer unsurpassed value to our clients:
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