Just a quick reminder, the “Global Economic Outlook” Luncheon will be held on February 9, from 11:30 a.m. – 1:30 p.m. at the Outdoor Country Club in York. The program will be presented by Dr. Robert T. Sweet, Managing Director and Economist at MTB Investment Advisors, a subsidiary of M&T Bank. Dr. Sweet will provide an overview of the world’s major economies and discuss the outlook for growth, inflation, interest rates, and exchange rates. The cost to attend is $20 for members and $40 for non-members.

Global Economic Outlook 2006 DATE: February 9, 2006 TIME: 11:30 a.m. - 1:30 p.m. LOCATION: Outdoor Country Club COST: $20 Members/$40 Non-Members Register Now

Sincerely,