It's been an interesting few years in the mortgage banking industry.  We've seen big changes in loan programs, regulations, and originator licensing.  All these changes, while challenging to keep up with, have created a safe and secure lending environment.  Here at Midtown Bank we carefully assess our customer's situation and listen to what they need and want.  We counsel borrowers on the best program to satisfy their needs and then work hard to "Make it Happen".  "Make it Happen" is our department motto and it is my belief that we do all we can each and every day to help our customers make their dreams come true.  From working with the Federal Home Loan Bank who supplies grant money to first time homebuyers to working with the most savvy borrower, the staff here at Midtown Bank has just one goal and that is to provide the best program, pricing, and service in the Atlanta area.

As for the real estate market, home prices are at their lowest point in history and mortgage rates are just fractions away from the lowest we've seen in, well, forever.  If you are in the market to purchase a home, this combination of low housing prices and low rates is unbeatable.  Now is definitely the time to consider purchasing a home.

The Mortgage Staff at Midtown Bank is second to none in their concern for their customers and their attention to detail.  We are "Making it Happen" every day.  Please call us today to see how we can "Make it Happen" for you.