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Fall 2007 Neiman & Associates Financial Services, LLC eNews
Hello and happy fall! In this edition of eNews, you will learn:
  • how to get your flight information sent to your cell phone
  • how to order a wonderful Thanksgiving pie for a great cause
  • the do's and don'ts of financing a business with home equity.

Plus, Debra Neiman has been named a Woman to Watch by Jewish Women International. See below for all the exciting news.

Flying for the holidays?
  Get your flight information sent to your cell phone
Google offers this great service for you to check the status of any domestic flight from the convenience of your cell phone. Simply text the airline name and flight number (like "Southwest 114") to 466463 (GOOGLE) and you will receive a short message indicating if the departure or arrival is on time or how many minutes it is delayed.
Financing a Business With Home Equity
Debra Neiman, CFP, is the Personal Finance Columnist at Entrepreneur.com   Before turning to your home equity to fund your business, consider the potential drawbacks.
Though many business owners at some point tap into home equity as a financing source, you need to determine whether this strategy is right for you.

First, you should know the basic difference between the two primary kinds of home equity debt. A home equity loan is a one-time lump sum that is paid off over a particular amount of time with a fixed rate and number of payments. A home equity line of credit-- also known as a HELOC--works more like a credit card because it has a revolving balance. Interest is due on the outstanding balance and that rate may vary over time.

Need a Thanksgiving Pie?
  Order One and Support a Great Cause pie in the sky
For the third consecutive year, my partner, Karen Nickel, is part of a select group of Coldwell Banker realtors who are selling Thanksgiving pies to raise money for Community Servings, an organization that provides meals to Massachusetts residents who have life threatening illnesses, such as HIV/AIDS.

Pies can be picked up on Wednesday, November 21st at 40 locations throughout the greater Boston area. Karen, Olivia and Deb will be giving out pies at the Brookline Coldwell Banker office in the early evening. We will then take all the leftover pies to several local shelters for their Thanksgiving meals.

The pies come in five heart-warming flavors: apple, pecan, pumpkin, sweet potato, and diabetic apple. Click on the link below to go to the online order form. Enjoy!!

Debra Neiman Selected as a Woman to Watch
  Neiman honored by Jewish Women International headshot
Jewish Women International (JWI) has selected Debra A. Neiman, CFP, as a 2007/2008 Women to Watch honoree for her work in the financial field.

Neiman, a certified financial planner, has focused on the underserved market of unmarried and nontraditional couples and families. Principal of Neiman & Associates Financial Services, LLC, she co- authored the widely-used resource Money Without Matrimony: The Unmarried Couples' Guide to Financial Security. Neiman shares her knowledge with professionals and consumers by teaching courses at Boston University and Harvard University. She also co-founded PridePlanners, a national organization dedicated to keeping financial professionals aware of the changing and unique financial planning needs of nontraditional couples and families.

Neiman is one of 10 women from across the United States who is profiled in the fall issue of Jewish Woman magazine and will be honored December 3, 2007 at the tenth annual Women to Watch gala luncheon, awards ceremony and Up Close & Personal honorees' discussion. The event will take place at the Grand Hyatt in Washington, D.C.

Each fall, Jewish Woman profiles a new class of feminine heroes-ten "Women to Watch," dubbed so for their inspiring work in art, culture and community, business, politics and media, family, science and spirituality. Since 1998, the Women to Watch award has been bestowed on 90 talented, dynamic and diverse Jewish women who encompass the same visionary spirit of those in the pages of history.

 

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