In Florida, it is not uncommon for a lawn to be covered in frost on a cold winter morning. Whatever you do, stay off of the grass.

 

What Causes Frost?

Frost occurs on cold, clear nights when atmospheric conditions cause objects, like grass, to become colder than the surrounding air. Depending on the conditions, frost can be light and scattered, or heavy enough to kill flowers and bring on dormancy in plants.

 

Why Stay Off It?

When a lawn is frosted, the grass blades are literally frozen. Any activity on the lawn while it is frosty, like walking on it or mowing it, will "break" the grass blade and damage the lawn. It will recover eventually, but it may not fully bounce back until the following spring.

 

For a homeowner, deliveries, mail-persons, or children are usually responsible for unwittingly damaging the lawn.

When it comes to protecting your finances from cybercriminals, most consumers

have heard the online security basics before: Avoid entering financial information

at a public computer, and don't repeat passwords across multiple sites.

 

The same experts also warn against using public Wi-Fi hotspots to conduct

transactions on your own computer. "You never know who's sitting next to you

at Starbucks when you log on to pay your bills or check your bank statement,"

says Eric Friedberg, co-founder of Stroz Friedberg, a security firm in New York City.

 

And just to beef up online security, all security experts advise consumers to take advantage of extra layers

of protection, such as secondary passwords, security questions or tokens, if their financial institutions offer

those services. But as our daily lives grow more intertwined with technology and cybercriminals become

more sophisticated, there's always more you can do to make sure you aren't the next victim.

 

Here's what you need to know for online security 2.0.

 

• Don't Ignore Updates
• Don't Forget to Eye the URL
• Don't Click on Shortened URLs
• Don't Take Social Media Offers at Face Value
• Don't Assume Mobile Apps Are Safe

 

 

To read the entire article (By Michael Estrin) from Bankrate.com - Click Here

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