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Welcome!
February is a fun-filled month known for Super Bowl parties, Groundhog Day AND of course Valentine's Day. Clients like you are the "heart" of our business -- and we thank you for your continued loyalty and support.
In our February newsletter, we hope you will find useful tools and information that will help get you started on the path to owning and enjoying a new home.
Give us a call if we can help you or someone you know. Our goal is to be a trusted advisor, advocate and problem solver for all of our clients.
Brace
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Drop in home prices slows
Declines in the Twin Cities market were the smallest in several months, the Case-Shiller report said.
By JIM BUCHTA; STAFF WRITER Star Tribune
Twin Cities home prices late last year fell at a much slower rate than in previous months.
The Standard Poor's/Case-Shiller home price index released Tuesday said local prices dropped 5 percent in November while the nation declined 3.7 percent. Though the Twin Cities was higher than the national average, it was one of the smallest annual declines in several months. Back in May, annual prices were down 11.7 percent.
"In six months that's a pretty decent recovery," said Maureen Maitland, vice president for SP Indices.
Nevertheless, Maitland said she's concerned that several recent month-to-month price declines might result in softer prices. From October to November, for instance, prices were down 0.7 percent.
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11025 Cavell Circle, Bloomington - $579,900
 Stunning treetop views of the MN River Bluff, one of Minnesota's greatest hidden features! Access regional walking/biking trails just a few blocks away for miles of natural beauty. Wooded cul de sac setting for ultimate privacy. Extensive perennial landscaping designed by Bachman's is bordering all exterior spaces and offers pristine alternate blooming plants all season long for exquisite color! Myriad updates throughout this exceptional rambler walkout home. Southern exposure in winter, summer shade, large windows and newly supplemented insulation ensure great energy efficiency year round. Custom hand crafted woodwork surrounds the dual gas fireplace and windows in the living room in addition to a beautiful archway between living room and breakfast area. High end stainless steel appliances in the gourmet kitchen including a Ventahood over the KitchenAid Professional Series range with dual fuel. Granite countertops and custom hand-made, hand-colored backsplash, plate covers and inlay are also found in the updated kitchen. Maple hardwood flooring on main refinished in 2009. Spacious formal dining with crown molding. Sophisticated main level study that shares the dual gas fireplace. The owner's suite features a vaulted ceiling, custom walk-in closet and a private full bath with dual sinks, extra vanity, Pearl whirlpool tub and ceramic flooring and shower. Unique lower level family room with 12' ceiling, impressive stone gas fireplace, Plasma TV and surround sound. Walk out to a paver patio overlooking the wooded lot, manicured lawn and incredible perennial gardens. Don't miss this fabulous opportunity to own an immaculate Bloomington rambler walkout with breaktaking views of the MN River Valley and easy access to schools, major metro thoroughfares, city parks, Regional trails and shopping districts!
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Mortgage rates to stay low for most of 2012
Rates will likely stay below 5% for at least the first half of the year, industry experts say.
By Amy Hoak of MarketWatch
Mortgage rates should remain low in 2012, especially in the first half of the year, according to the predictions of several industry watchers.
"We may spend the entire year below 5%," said Greg McBride, senior financial analyst for Bankrate.com, referring to the average interest rate for a 30-year fixed-rate mortgage.
Rates may even fall to new lows early this year, particularly if the European debt crisis hits a crescendo, McBride added.
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