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Current Carrier Product Repricing & Product Changes
MetLife - Effective June 25, 2012 - Updates and Reprice of Guarantee Advantage UL and Legacy Advantage Survivorship UL Policies - Click Here
Prudential - Effective June 11, 2012 - Repricing Rules - Term Elite & Term Essential - Click Here
Principal Financial Group - Effective July 23, 2012 - Adjustments to Principal Universal Protector IV - Click Here for Transition guidelines
Transamerica - Effective June 8, 2012 - Suspended sales of TransACE Survivor 2010 (including the June 2, 2012 edition) - SEE ATTACHMENT
Transamerica - THE TRANSTERM PORTFOLIO WILL BE PHASED OUT AND TRANSAMERICA IS PROVIDING A 90-DAY WINDOW FOR SALES. ALL APPLICATIONS FOR TRANSTERM MUST BE RECEIVED IN THE HOME OFFICE BY CLOSE OF BUSINESS
SEPTEMBER 15, 2012. | |
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Workshops
Will resume
in
September 2012 | |
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The Difference
We show you how to sell,
not what to sell! | |
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Sales Leaders Summit
Capitas Financial will host the next Sales Leaders of the Year conference
at the exclusive
Trump Ocean Club in Panama City in
Feb. 2013!
Call Mark Milbrod for more details! | |
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Guaranteed Universal Life (GUL) and GUL Plus
Check out the choices you can offer your clients |
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Have you heard the news?
(Effective 6/25/12)
Legacy II Series premiums have improved
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Introducing MetLife Provider Universal Life
(Effective 6/25/12)
CLICK! | |
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A-LIST TERM
Individual term life for organizations that already have group term plans. Carve out the executives, partners and employees who earn more than $50,000....and show how A-LIST TERM can save money and improve benefits. |
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ANICO
Signature Term
$250,000 term available w/o exams, labs (on most cases) up to age 65,
all terms.
COMPARE
FOR YOURSELF |
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Are you using
"Insurance Protection Options"?
See how you can increase your comp 2x, 3x, 4x or more
Click HERE
to see how! | |
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Don't miss the Non-Medical Wave
"Click Here" | |
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Great Reference
Tool....
Growth of Money at Various Interest Rate Assumptions
CLICK! | |
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Are you using Business Valuations to get to your small business clients?
For a helpful
Q&A | |
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Re-Introducing Protective Survivor UL
Effective June 25, 2012, Protective Survivor UL
will replace the
Protective Centennial Survivor G UL product.
Go here! |
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Preliminary Inquiry
This is NOT an application for life insurance. Use this form as a preliminary evaluation to assist in determing insurability only.
Click Here | |
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Join Our List
Scan below to go directly to our Website
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Office Closing - Wednesday, July 4th -
In observance of Independence Day |
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A Message from
Mark Milbrod, CLU
Are You Happy With
Your Fireworks?
As we celebrate the birth of our great nation, we quickly associate the day with a colorful assortment of fireworks. Fireworks are one of those things that we look forward to with anticipation. They provide a level of excitement because as you look up, you really don't know what's coming next, but somehow we always seem to enjoy the outcome.
With the July 4th holiday, we, as Sales Professionals, look back on the half way mark of our years. How much premium was written? How many polices were sold? How many lives did we touch? We think about how many "fireworks" we set off in that time. Was that level of excitement there as well?
We have put together a unique Fireworks Display designed to increase your revenue streams in Four Core Practice Areas; Policy Valuation Modeling, Business Valuation Modeling, Asset Repositioning & Legacy Planning.
These Four Core Practice Elements can provide you with the "FIREWORKS" needed to get to that level of excitement with your clients and help you open up a number of New Sales Opportunities. Whether you are currently looking for business in these areas or not, you will see how easy it can be. This is achieved in a very simple way and can lead to sales relating to: Buy-Sell Planning, Deferred Compensation, Grandparent Legacies, IRA Maximization, Deferred Survivorship Planning, Inforce Management and many others to long to list.
Basically, these techniques will show you how to transition your current clients into other revenue streams that in the past were unsuccessful. In addition, it can show you how to open countless opportunities for new prospective clients.
So, it comes down to one question..... Are you happy with your fireworks display?
We want to assist you with achieving that level of excitement with an arsenal of Sales Opportunities that are guaranteed to position you well to finish out your best year ever.
Contact us to find out how we can help.
Happy Selling! |
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Nationwide YourLife No-Lapse Guarantee UL
Wealth transfer with the LTC rider
Check it out! | |
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Term Elite & Term Essential
Click Here
for
Fast Facts | |
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AG Secure Lifetime GUL
See how AG Secure Lifetime GUL
Stacks Up | |
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Life Quick Request makes submitting tickets online
as easy as 1-2-3
1) You collect basic information from your client and sumbit it through our link
2) Genworth works with us to gather the remaining information and complete the application
3) You deliver the policy and get paid faster
Call us and we will show you how! | |
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Universal Life
New! ING Universal Life-Guranteed Death Benefit - IS HERE!!!
On June 25, 2012, the ING family of
companies launched a
new no-lapse universal life product
Get all of the details in this bulletin
Check for State Approvals
ING UL-GDB has been filed in all jurisdictions, except NY. | | |
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What can you get for $100?
These days not much, except when you do business with Aviva | | |
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Good Health Credit Program
See how credit can move Substandard cases to Standard Rates!
Learn More | |
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"Did you know...."
* Metlife has made several important changes to its Preferred criteria for blood pressure and total cholesterol/ratio limits that will allow more middle-and older-age applicants to qualify for preferred classes.
* Met life is proud to offer members of the United States military life insurance coverage. As a member of the United States military your clients may be eligible for life insurance-with no war restrictions or war-zone exclusing riders-even if you have orders to deploy to a war zone.
* MetLife's Guarantee Advantage Universal (UL) policy, when issued without the Coverage Continuation Rider (CCR), is structured as a current assumption policy that provides a death benefit and can accumulate cash value, even in the earlier years of the policy.
* MetLife Promise Whole Life and MetLife Promise Whole Life 120 provide a broad platform that offers more solutions for your clients' needs. The two products each have their own design features that complement each other providing product depth that will meet additional whole life needs.
* MetLife has the Capacity Plus Program. For your clients whose financial needs call for more life insurance than most companies can deliver, MetLife offers Capacity Plus. $154 million worth of capacity, to be precise. | |
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June 8, 2012
TransACE Survivor 2010 was suspended
View Additional Details and Relevant Dates
Introducing the New Trendsetter� Term Portfolio
Grow your sales with Trendsetter's competitive pricing, available low face amounts and non-med options (up to $249,999 on Trendsetter Express). Both Trendsetter products are available in 10, 15, 20, 25 and 30 year terms. Trendsetter offers protection, value and convenience with the strength of the Transamerica brand. Transamerica is pleased to announce the return of our Trendsetter� term portfolio with the Trendsetter Super Series and the all-new Trendsetter Express, available for sale on June 18, 2012, with policy issues beginning on June 19. | |
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Single, Divorced, Widowed Clients?
Lincoln MoneyGuard client snapshot | |
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UL Protector IV
(Rate Change Effective July 23, 2012)
Transition Guidelines for 2012 UL Protector IV | |
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Disclosure
Not all products approved in all States, please check State approvals. | |
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Your Comments
Email your questions and comments to our Marketing Communications Mailbox
Click Here | |
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DON'T FORGET....
"Like" us on Facebook
"Follow" us on Twitter
"Join" us on LinkedIn for daily updates that affect your bottom line.
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| Promotion Name | |
YOUR ALB TEAM
Front left -
Bernie Connell - Underwriter
Janet Stumpf - Contracting & Licensing
Merin Powell - Case Manager
Jill Kinahan - Case Manager
Michael Inserra (not pictured) - Broker Services Specialist
Back left -
Mark Milbrod - Sales Vice President
Pam Broast - Marketing / Contracting & Licesning
Lori Ayers - Senior Case Manager
Millicent Hopes - Case Manager
Sharon Murray - Case Manager
Jeff Ridge - Case Design
Michael Milbrod - IT Department |
| Promotion Name | |
Call today to speak with one of our Case Consultation Specialists for information on these and other sales opportunities and see why ALB is The Business Partner
You've Been Looking For.
Mark Milbrod, CLU
Associated Life Brokerage, Inc.
135 Route 202/206, Suite #7
Bedminster, NJ 07921
info@associatedlifebrokerage.com
(908) 756-9920
Associated Life Brokerage, Inc., is a full service General Agency located in Bedminster, NJ handling your Life Insurance, Annuity, Long Term Care and Disability Income needs. We provide independent insurance agents with a comprehensive platform that includes, Expert Case Consultation, Premier Underwriting Services and a Fully Dedicated Case Management Team. With over 100 years of collective experience in advanced case design and underwriting, we are dedicated to giving you the tools you need to significantly increase your revenue. |
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