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GREAT NEWS!!!
Effective immediately, Transamerica has lowered their rates for their TransACE GUL Product. This will make them extremely competitive in the GUL marketplace.
Call for a quote today! | |
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IRS Announces Eligible LTCI Premium Deductions for 2012
Click Here | |
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Annuities
&
Long Term Care
Please Read!
Before taking any Annuity or Long Term Care applications, please make sure you have completed any and all requirements for the carrier and/or State that you are writing business in.
If you have questions, please call us and we will find out for you. | |
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SUL Rate Adjustment
Rate adjustment for Principal Survivorship Universal Life Protector (Principal SUL Protector) will be implemented in late January. (Pricing increase on SUL single-pay scenarios.)
As will all product changes, there will be a 30-day transition window starting January 23, 2012 where they will accept applications for both their current and new SUL rates. | |
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Are you using
"Insurance Protection Options"?
See how you can increase your comp 2x, 3x, 4x or more
Click HERE
to see how! | |
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Don't miss the Non-Medical Wave
"Click Here" | |
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Great Reference
Tool....
Growth of Money at Various Interest Rate Assumptions
CLICK! | |
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Are you using Business Valuations to get to your small business clients?
For a helpful
Q&A | |
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Do you have any clients that have older age convertible term?
Don't miss out on the opportunity below!
Learn MORE | |
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Preliminary Inquiry
This is NOT an application for life insurance. Use this form as a preliminary evaluation to assist in determing insurability only.
Click Here | |
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Join Our List
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January 2012 ALB Office Closings
Monday, January 16 - Martin Luther King's Birthday
A Mesage From
Mark Milbrod
Happy New Year!
2012 - A Year of Sales Opportunities
We hope that this message finds you well and that a great holiday season was had by all. As we do every year around this time, we look back and reflect on the prior year and look forward to what the current year will bring. Naturally, we want Health, Happiness and Prosperity, but we all know that we start off with a clean slate. Right now, there are ZERO commissions earned and the Prosperity part of our hopes will be based on what we do to plan our respective years.
With that in mind, we have to do our part to help you achieve your goals. In 2011, we introduced many exciting Workshops in an effort to assist you with breaking into potential new markets and revenue streams. For 2012, our Workshops will continue but the focus will be on Sales Concepts/Opportunities and how to approach current or prospective clients.
For many reasons, this year is filled with a host of unique Sales Opportunities. To name a few, the Estate Tax Exemption, Asset Repositioning, Legacy Planning, Low Interest Arbitrage and Business Planning will prove to be paramount in achieving your Prosperity for this year.
On January 19th, we will be holding our first Workshop of 2012. During this workshop, we will be showing you:
- How to take advantage of the current unprecedented exemption limits before the clock expires on 12/31/12.
- How to unlock our "Natural New Jersey" market.
- How to take advantage of the low interest rate environment with tested techniques.
- How to use the "Best Door Opener" for Small Business Owners that has a 90% success rate.
- How to leave meaningful legacies for pennies on the dollar.
There are other unique Sales Opportunities that we will be discussing so this Workshop is an event that you don't want to miss. Our goal this year is to help you achieve the Prosperity that you want with ease. There has never been a more exciting or relevant time to be selling products in our industry.
Let us help you make 2012 your best year ever.
Don't miss our Workshop and all that we have to offer and find out why ALB is The Business Partner You've Been Looking For! |
As Mentioned Above
don't miss our
JANUARY WORKSHOP
"Unique Sales
Opportunities
for 2012"
Don't miss this great opportunity.
Thursday - January 19th
9:00 - 11:00 AM
Seating is limited so please reserve your spot as early as possible.
Contact: Pam Broast
(908) 756-9920
pbroast@associatedlifebrokerage.com |
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Aviva Survivorship Builder
(Survivorship UL is not just for estate taxes anymore) | |
Coming February 2012 | Do you have any clients or prospects who are:
- Business partners (both related and non-related)
- Grandparents who want to leave a significant legacy to a grandchild
- Couples with children from previous marriages
- Same-gender couples
- People who need tax-advantaged supplemental retirement income
- Parents with special needs children
- Individuals with "tax-heavy" assets such as IRAs and nonqualified annuities in situations where their original needs have changed
- Couples who need guaranteed lifetime survivorship coverage
- People who want to leave legacies to family, friends AND charities
Then have we got a product for you!
Aviva Survivorship Builder, featuring two first-to-die riders. |
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Managing your retirement
income and the debt clock
In Manhattan, there is a clock that tracks the National Debt. In the five minutes it will take you to read this
piece, the debt recorded on that clock will increase several million dollars. | |
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CALL ALB today
to find out how
Protective's Centennial G II UL with Income Provider Option
can help. | |
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GUAL
as a Current Assumption Product
with Competitive Cash Value
GAUL can illustrate competitive cash value when issued without the Coverage Continuation Rider.
CLICK HERE
for details | |
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John Hancock's Business Analyzer
The Business Analyzer provides a "decision Matrix" to help you narrow down which types of non-qualified benefit plans may work well based on your clients' business structure and planning objectives. Consider these options for funding your clients' retirement and addressing their estate planning needs.
CLICK HERE
to check it out! | |
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Notice of Compensation Change for TransACE Survivor� 2010
Transamerica is eliminating commissions on premium received in excess of target in any policy year for our TransACE Survivor� 2010 product. This change will take effect on policies with application signature dates of January 17, 2012 and later. Applications with a signature date prior to January 17, 2012 must be received in the Cedar Rapids Administrative office by end of business on January 31, 2012.
If you have any questions, please contact us. | |
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PruLife SUL Protector is competitively priced! Call ALB for your next illustration | |
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Disclosure
Not all products approved in all States, please check State approvals. | |
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Your Comments
Email your questions and comments to our Marketing Communications Mailbox
Click Here | |
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DON'T FORGET....
"Like" us on Facebook
"Follow" us on Twitter
"Join" us on LinkedIn for daily updates that affect your bottom line.
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Call today to speak with one of our Case Consultation Specialists for information on these and other sales opportunities and see why ALB is The Business Partner
You've Been Looking For.
Mark Milbrod, CLU
Associated Life Brokerage, Inc.
135 Route 202/206, Suite #7
Bedminster, NJ 07921
info@associatedlifebrokerage.com
(908) 756-9920
Associated Life Brokerage, Inc., is a full service General Agency located in Bedminster, NJ handling your Life Insurance, Annuity, Long Term Care and Disability Income needs. We provide independent insurance agents with a comprehensive platform that includes, Expert Case Consultation, Premier Underwriting Services and a Fully Dedicated Case Management Team. With over 100 years of collective experience in advanced case design and underwriting, we are dedicated to giving you the tools you need to significantly increase your revenue. |
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