
Principal Learning Network
November 7, 2011
The November PLN will walk through the profile of a good prospect for their informal business valuation and buy/sell review.
10:30 - 11:00 am Central Time
To Participate:
877-368-7394
Password: Eddie |
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November is LTC Awareness Month
and time to talk turkey with your
clients |
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Are you using "Insurance Protection Options"?
See how you can increase your comp 2x, 3x, 4x or more
ClickHERE
to see how! |
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Don't miss the Non-Medical Wave
"Click Here" |
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Great Reference
Tool....
Growth of Money at Various Interest Rate Assumptions
CLICK! |
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Year-end is a great time to review your client's life insurance needs
MetLife Life Insurance Literacy Study |
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Are you using Business Valuations to get to your small business clients?
For a helpful
Q&A |
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Do you have any clients that have older age convertible term?
Don't miss out on the opportunity below!
Learn MORE |
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Sales Leaders Summit
2012
The 2012 Sales Leaders Summit meeting will be held at the luxorious St. Regis Monarch Beach Resort in south California in February 2012. |
| Independent Producer Brochure |
Preliminary Inquiry
This is NOT an application for life insurance. Use this form as a preliminary evaluation to assist in determing insurability only.
Click Here |
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Join Our List
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A Message From
Mark Milbrod

Selling Life Insurance in
"The New Normal"
Environment
The Life Insurance Industry has changed so much in the last couple of years...The US and global economy has seen one of it's most volatile periods. Between TARP Money, Bailouts, Ponzi Schemes, Roller Coaster market Swings, our clients and prospects are afraid to make financial decisions. Who can blame them?
The funny thing is, the sale of Insurance products is more important today than ever. The products we sell, whether they are Life Insurance, Annuities, Long Term Care or Disability Income products, provide a number of Sales Opportunities, even in this current environment.
We have put together a special workshop this month where we will review the changes that have taken place in our industry both on a carrier and product level. Through these changes, we will explore the new Sales Opportunities that exist and how you can thrive in this "New Normal" that has been created.
Don't miss this great opportunity.
Wednesday, November 16th
9:00 - 11:00 AM
Seating is limited so please reserve your spot as early as possible.
Contact: Pam Broast
(908) 756-9920
or e-mail pbroast@associatedlifebrokerage.com
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Principal Financial Group has a unique program called the Select Reward Program
This program allows business owners to Recruit, Retain and Reward top executives.
The Select Reward program is a designed for the small business owner who wants to:
- Provide "Golden handcuffs" to tie key employees to the business
- Get a future tax deduction for the business
- Secure financial protection in the event of a key employee's premature death
- Provide financial protection to ensure a key employee doesn't outlive income
Click Below
Building Loyalty with an Executive Rewards Plan |
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Coming November 7th, 2011
Nationwide YourLife Indexed UL
a
competitive solution
for clients looking for potential for growth with the guarantee they want.
A look at the product
- Offers the traditional benefits of a universal life product with cash value accumulation
- Accumulated value can be allocated to a fixed interest strategy or an indexed interest strategy
- The interest credited to the indexed acount is based on the performance of reference market indexes, a participation rate, a cap and a floor rate (keep in mind that guarantees are subject to the claim-paying ability of Nationwide)
- Targeting clients ages 35 to 55
- Backed by the strength and stability of Nationwide
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IT'S A BRAND NEW DAY...
Banner and William Penn have tied the two companies together under one umbrella, Legal & General America. |
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Check out the TransTerm Non-Medical Guidelines for Low Face Amount Policies
Want to eliminate the need for ordering full underwriting requirements with TransTerm's competitive non-medical guidelines? To check out the non-medical guidelines and application requirements, CLICK HERE |
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John Hancock's Premier Life's strong death benefit guarantees, competitive guaranteed cash values and current assumption performance make it worthy to
CALL ALB FOR MORE INFORMATION! | |
UNDERWRITING SOLUTIONS & ALERT! Underwriting Breast Cancer Alert on Liver Function Test Abnormalities (Recent revisions to life underwriting guidelines may help you make better offers to your clients with Liver Function Test Abnormalities) |
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Annuities Gain in Popularity
The increasing interest in annuities and guaranteed retirement income are due to recent market turmoil and investors' growing fear of running out of money in retirement and increasing aversion to risk, according to a joint study by The Insured Retirement Institute and Cogent Research. The strong increase in interest in annuities reflects the increased importance of guaranteed retirement income over the past five years, according to the study. Some 60% of the financial advisors who have clients with annuities in their portfolios say the clients have increased their annuity holdings in the past five years. Click Here to read more of the article. |
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Associated Life Brokerage, Inc.
Click below:
www.associatedlifebrokerage.com |
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Disclosure
Not all products approved in all States, please check State approvals. |
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Your Comments
Email your questions and comments to our Marketing Communications Mailbox
Click Here | |
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Call today to speak with one of our Case Consultation Specialists for information on these and other sales opportunities and see why ALB is The Business Partner You've Been Looking For.
Mark Milbrod, CLU
Associated Life Brokerage, Inc.
135 Route 202/206, Suite #7 Bedminster, NJ 07921
info@associatedlifebrokerage.com (908) 756-9920
Associated Life Brokerage, Inc., is a full service General Agency located in Bedminster, NJ handling your Life Insurance, Annuity, Long Term Care and Disability Income needs. We provide independent insurance agents with a comprehensive platform that includes, Expert Case Consultation, Premier Underwriting Services and a Fully Dedicated Case Management Team. With over 100 years of collective experience in advanced case design and underwriting, we are dedicated to giving you the tools you need to significantly increase your revenue. |
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