MTM Voted #1 Insurance Agency in North Andover
MTM has been voted the #1 Insurance Agency in North Andover for the fourth year in a row! We are also first place winners for the best insurance agency in the region.
You are in good hands when you do business with MTM.
|
|
Zip Cars: What you need to know
We would like to CAUTION both our personal and commercial clients about the use of "ZIP" cars.
In most cases, you are left dangerously underprotected because your personal and/or commercial auto policies and your personal and/or commercial umbrella policies EXCLUDE coverage for ZIP cars.
Please contact us before renting a ZIP car so that we can explain the risk involved and offer any available solutions.
|
|
Guard Against Lightning
It's the season for lightning storms, which have become a major threat to the high-end electronics in many homes. Computers, TVs, AC systems and phones can be destroyed by a power surge if lightning hits. Experts suggest installing a protection system including a lightning rod on the house. (Lightning causes more than 6,000 home fires each year.) To protect your electronics, consider a whole-home surge arrestor, which needs to be professionally installed and costs $150-$500. Surge suppressors (not power strips) that you plug in yourself can help. Or if all else fails, you can unplug valued electronics in a storm.
Is your home safe from this threat?
|
|
Employee of the Month
 | |
Michele Murray
Account Executive |
Say hello to Michele Murray--a personal lines account executive at MTMBrainerd in Billerica. Michele has many years experience working in an independent insurance agency and has strong relationships with all of the MTMBrainerd clients. As a life long resident of Billerica, Michele has strong ties to the town and enjoys visiting with the clients who drop by the office on a daily basis. |
We welcome your referrals. If you have enjoyed this newsletter, please pass it on to a friend or colleague.
|
|
Greetings!
The lazy, hazy days of summer are finally here. . .This month's newsletter offers some helpful tips on how to protect your home against dangerous summer electrical storms. Rest assured that although it's "vacation season" for some, the staff at MTM Insurance is here and we are ready, willing and able to help you in any way we can! We welcome your comments and feedback. |
|
|
LOSS CONTROL SERVICES FOR BUSINESSES
 In today's commercial insurance marketplace, many companies provide value added loss control services to their insured's.
At MTM Insurance Associates, we not only recommend loss control visits for our new clients, but also support ongoing risk management for our current clients. Examples of services provided by insurance companies are: Inspection of buildings, review of sprinkler systems tests, employee ergonomic assessments, advice on driver selection, review and training, and recommended safety guidelines.
For our larger commercial clients, MTM encourages loss control visits to our insured's businesses. The goal is to resolve any outstanding safety issues, address any current or expected hazards, and implement workplace "safe practices". Most insurance companies will also provide in-depth information to support these safety programs. Often, clients are able to access company specific websites for up- to-date manuals, programs and recommended workplace procedures.
It is important to remember that promoting a safe work environment, will help avoid costly claims, as well as protect your employees. Fewer claims result in savings in future premiums! For more information on loss control services, please contact your MTM account executive.
|
|
EFT Customer Information
 Our Electronic Fund Transfer Payment Plan offers an Easy, Fast, Time saving way to make monthly premium payments.
The insurance company will electronically withdraw your monthly premiums directly from your bank account. All of your deduction information is given to you in advance! The insurance company will mail you a statement, showing your premium deduction schedule for the policy term, at least 10 days before your first deduction. We will also mail you a new statement at least 10 days before any deduction amount changes, or if you elect to change your deduction date.
When will my premium payments be deducted? You choose ANY date between the 1st and the 28th day of the month. If that date falls on a weekend or holiday, your deduction will occur on the next business day. What if the amount of my policy changes? Any premium change is spread over the number of remaining installments. Any time a change to your policy causes a change in your deduction amount, you will receive a statement from us at least 10 days before the deduction of the new amount.
Can I change my deduction date?
YES! You can change your deduction date provided you notify us in writing. This may be done by completing an authorization form or by writing us a letter which includes your name, policy number, your signature, and the new date you have chosen.
What if I get a new checking account or savings account?
Simply complete a new authorization form with your new information.
|
We hope you've enjoyed reading this newsletter! Look for our next issue in August.
Sincerely,
Paul MacDonald, Cindy Traverso
and Laurie Mancinelli
(978)681-5700 North Andover, MA
(978)667-9031 Billerica, MA
|
|
|
|
|
