MTM Voted #1 Insurance Agency in North Andover
MTM has been voted the #1 Insurance Agency in North Andover for the third year in a row! We also received the Silver Award, second place, for the best insurance agency in the region.
You are in good hands when you do business with MTM.
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Auto Humor: Funny Statements from Car Insurance Claims
A collection of genuine funny statements from auto insurance claim forms. Drivers attempt to summarize the details of an accident in the fewest possible words...
This collection of statements has been submitted to insurance companies by members of the public. Following driving incidents and accidents, drivers are asked to give the details of what happened in the fewest possible words...sometimes with hilarious consequences!
Car Accidents. . .
-I collided with a stationery truck coming the other way.
-As I approached an intersection a sign suddenly appeared in a place where no stop sign had ever appeared before. I was unable to stop in time to avoid the accident.
-My car was legally parked as it backed into another vehicle.
-A truck backed through my windshield into my wife's face.
-I had been shopping for plants all day and was on my way home. As I reached an intersection a hedge sprang up, obscuring my vision and I did not see the other car.
-I was on the way to the doctor with rear end trouble when my universal joint gave way causing me to have an accident.
-I told the police that I was not injured, but on removing my hat found that I had a fractured skull.
-The indirect cause of the accident was a little guy in a small car with a big mouth.
-I started to slow down but the traffic was more stationery than I thought.
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Client of the Month
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Monique Johnson, owner Monx Design House
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Do you have a special event approaching that you are excited about, but not sure where to start in bringing everything together or just don't have the time? Monx Design House is your special event planning company here to work with you for as little or as much as you need. Call them for your next corporate family day or holiday party, wedding, birthday, or shower. Let them create a unique and fun event for you and your guests. Monx Design House, special event planning & resource group.
For more information visit their website: www.monxdh.com |
Employee of the Month
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Paula Ellis
Personal Lines Account Executive
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Paula Ellis is a licensed personal lines account executive who has been a valuable member of the MTMBrainerd team for 9 years. Paula is a long time Billerica resident. She raised four sons in town; all of whom were active in Billerica athletics. You've probably seen Paula's "smiling" face on the lacrosse field. |
We welcome your referrals. If you have enjoyed this newsletter, please pass it on to a friend or colleague.
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Snow Load Alert
Protect Your Roof
The unprecedented snow load on roofs in the Northeast has led to some building damage and collapse. According to reports from several localities, schools, churches, commercial and residential buildings, carports and awnings have been affected.
As the next in a series of winter storms moves into the region, property owners and residents should be aware of the weight loads these storms may be creating, especially on flat roofs.
Take the following precautions to protect life and property:
-Watch for falling snow and ice from roofs.
-Don't put untrained individuals on roofs to clear snow. Falls from roofs and possible exposure to electrical wires while on the roof are serious hazards.
-Inspect roofs for leaks or structural deficiencies that may develop during the storm.
-Make certain gutters, drains and downspouts are clear of ice and debris.
-Clear snow and ice away from exhaust vents that go through exterior walls.
-Clear decks of snow to reduce stress on them.
After the storm:
-Clear areas around downspouts so that water from melting snow has a path to flow away from the house or building.
-Remove snow from side walls to prevent high snow mounds from pushing them in.
-Temporarily shore up and brace dipping or sagging roofs or walls.
-Improper operation of doors or windows, deflection of ceiling finishes or exposed beams, roof leaks or sprinkler heads moved from their normal positions could be signs of roof failure.
Owners and residents of flat roof buildings in particular are urged to be aware of the possible snow load danger. The threat from heavy snow weight will remain for some time after the storm ends because cold temperatures expected for the rest of the week won't allow much melting to
occur.
If you have questions about your building's condition, contact a structural engineer or your local building official for an assessment of the conditions.
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Introducing the
Wedding Protector Plan
 Today's weddings have an average price tag of $27,000. Of course, brides are squarely focused on their special day - not what could go wrong. Yet it's all too common to lose a high-dollar deposit when a bridal dress shop suddenly closes or a hurricane causes the wedding to be postponed. You wouldn't buy a new car that costs $27,000 without insuring it, so it's important to consider purchasing wedding insurance. Coverage options include: cancellation or postponement, additional expenses, event photographs/video, event gifts, special attire, special jewelry, lost deposits, liability insurance. Call us to receive a quote on this important protection if your loved one is planning a wedding. |
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Hiring of Contractors
MTM always recommends that all our clients request and secure CERTIFICATES OF INSURANCE from anyone you hire to perform work at your home or business. These certificates will confirm that these contractors have the proper commercial liability and Workers Compensation coverage.
By obtaining these certificates, you will protect your home or business from damages caused by the contractor. Also- most important- if they carry their own workers compensation insurance, you will not be liable for any injuries to them or their employees.
MTM strongly urges our clients to be diligent in the hiring of others to perform work at your business or home. Avoid contractors who refuse or cannot produce proper insurance certificates. By exercising this good risk management process when hiring contractors, you will effectively manage and avoid errors caused by others at your home or business.
Do not hesitate to call your Account Executive or Customer Service Rep at MTM for further information. |
We hope you've enjoyed reading this newsletter! Look for our next issue in April.
Sincerely,
Paul MacDonald, Cindy Traverso
and Laurie Mancinelli
(978)681-5700 North Andover, MA
(978)667-9031 Billerica, MA
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This winter surely has brought its challenges! I think we all have "snow fatigue" and we still have at least two more months of winter weather ahead of us!