MTM Voted #1 Insurance Agency in North Andover
MTM has been voted the #1 Insurance Agency in North Andover for the third year in a row! They also received the Silver Award, second place, for the best insurance agency in the region, comprised of 24 towns.
It's great to know you're in such good hands when you do business with MTM.
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MTM Welcomes New Staff Members
Mike Laorenza, Associate
Mary Holland Derby,
Account Executive
Mike and Mary bring years of industry knowledge and experience to MTM and are committed to finding the best insurance solutions for your home, auto, and business. |
Free License and Registration Reminders
The RMV will no longer send courtesy reminders for soon to be expired licenses and registrations.
The Registrar of Motor Vehicles announced this fall that the Registry of Motor Vehicles has partnered with Sendza, INc. of Marlboro, MA to allow Massachusetts License and ID holders to "opt-in"to a License and ID renewal reminder service.This is a no-cost service.Click Here to Sign-Up for this service |
We welcome your referrals. If you have enjoyed this newsletter, please pass it on to a friend or colleague.
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Greetings!
 We want to thank you for taking the time to read our first e-newsletter. We know that you are busy and get many emails every day, so we want to assure you that our newsletters will be concise and easy to navigate. Our intention is to provide you with valuable information related to insurance that will help you, your family and your business.
As always, we welcome your comments and feedback. Please email any comments to: CindyT@mtminsure.com
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Oil Heating System Upgrade: New Law In Effect For Massachusetts
For those of you who are Massachusetts residents and heat your home with oil, By July 1, 2010, you must upgrade your home heating system equipment to prevent leaks from tanks and pipes that connect to your furnace. By making a relatively small expenditure now, you can prevent a much greater expense in the future.
The law has two major provisions that require:
-the installation of either an oil safety valve or an oil supply line with protective sleeve on systems that do not currently have these devices; and
-insurance companies that write homeowner policies to offer coverage for leaks from heating systems that use oil.
Most homeowner policies do not currently include such coverage, leaving many to pay for costly cleanups out of pocket. Although it is mandatory that insurance companies offer this coverage, the insurance is an optional purchase for homeowners.
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Umbrella Coverage: What It Does
The personal umbrella policy provides you with excess liability protection over and above the limits you carry on your home, auto, watercraft and rental properties. The commercial umbrella policy provides you with excess liability protection over and above the limits you carry on your general liability, business auto and workers compensation policies.
Your policy will also cover the cost of a legal defense if a suit is filed against you.
As our courts and juries continue to increase the liability judgments afforded to third parties, umbrella coverage has become vitally important in protecting the assets of a family and/or business.
Umbrella policies are very affordable. Call us today to get a free quote.
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Long time friend and client, Jim Dietz (on right), owner of The Loft and Joe Fish with MTMs, Paul MacDonald | Featured Client
We are proud to feature Jim Dietz and his two popular restaurants that are practically institutions in North Andover. To learn more click here.
MTM offers restaurant programs that are highly competitive with outstanding coverage and discounted rates. |
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 Q: If I have a Massachusetts personal auto policy and rent a vehicle while on vacation or while my vehicle is being repaired, do I need to purchase the additional insurance offered by the rental company?
A: Every case is different. It depends where you are driving the car, who is named on the rental agreement and what you are carrying for coverage on your policy We recommend you Always call us prior to renting a vehicle, so that we can advise you properly. Your protection is of the utmost importance to us.
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| We hope you've enjoyed reading this newsletter! Look for our next issue in August.
Sincerely,
Paul MacDonald, Cindy Traverso
and Laurie Mancinelli
(978)681-5700 North Andover, MA
(978)661-9031 Billerica, MA
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