HOMEOWNER SHORT SALE ASSISTANCE PROGRAM

Are you already doing short sales or thinking about offering short sales as a way to open up more business for yourself?

The Homeowner Short Sale Assistance Program can help you build a thriving short sale business.

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To help you develop a stronger sense of self confidence I would like to share with you the Five Steps to Self-confidence from one of the greatest books of all time, "Think and Grow Rich" by Napoleon Hill. If you have not read this book, PLEASE do yourself a favor and read this book.

The Five Principals of Self Confidence:

1. I know that I have the ability to achieve the object of my definite purpose in life; therefore I demand of myself persistent, continuous action toward attainment, and I here and now promise such action.

2. I realize the dominating thoughts of my mind will eventually reproduce themselves in outward, physical action, and gradually transform themselves into physical reality; therefore I will concentrate my thoughts for thirty minutes daily, upon the task of thinking of the person I intend to become, thereby creating in my mind a clear mental picture.

3. I know through the power of auto suggestion, any desire that I persistently hold in my mind will eventually seek expression through some practical means of attaining the object back of it; therefore I will devote ten minutes daily to demanding of myself the development of self-confidence.

4. I have clearly written down a description of my definite chief aim in life, and I will never stop trying, until I shall have developed sufficient self-confidence for its attainment.

5. I fully realize that no wealth or position can long endure unless built upon truth and justice; thereforeI will engage in no transaction which does not benefit all whom it effects.

Thanks to Napoleon Hill for those inspiring words on self-confidence.

 

Recent studies by home builder trade groups show more than 50 percent of 2010 home sales were tied to first-time buyers, many of whom snapped up foreclosed homes and other distressed properties.

 

Experts believe getting first-time buyers off the sidelines to take advantage of historically low interest rates and greatly reduced home prices will reduce the glut of homes on the market and spark a recovery. Some point out that first-time buyers are helping to revitalize communities in Florida, California, and other states hit hard by foreclosures.

However, distressed properties often sell for 20 percent less than traditional properties, and the increase in lower-end sales is driving down the national median home price.

The Federal Reserve announced at its regular meeting that it intends to keep its key short-term interest rate - the federal-funds rate - at or near zero for the foreseeable future.

"Although the economic outlook has improved modestly since the last meeting, partly reflecting some easing of financial market conditions, economic activity is likely to remain weak for a time," the Fed said.

One of the Fed's primary goals is to keep mortgage interest rates low, giving real estate time to recover.

But, getting financing to buy a property can be tough these days.

Lenders are examining everything about potential borrowers before they agree to lend money to people who want to buy or current owners who want to refinance.

Condos have been hit hard by the foreclosure crisis and are are expected to lag in the recovery.
"There's a recognition that a lot of condos are in weak hands," said Mike Larson, an analyst at Weiss Research in Florida. "There's a lingering fear that there will be more fallout and that's why more conditions are being attached to condo loans."

The market is likely to stabilize at the end of this year say some analysts, including William Rich, vice president at the research firm Delta Associates. But the date isn't certain, according to Rich, because "There's always a lag time between when conditions change and when the banks respond."