DO I NEED A WILL?

What Is a Will?

The most basic estate planning tool, a will is the legal document that states the actions you wish to be taken after your death in regard to:

• the disposition of your property;
• the guardianship of your minor children; and/or
• the administration of your estate

Do You Need a Will?

If you have a spouse, children and/or property, the answer is most definitely YES!

The alternative is to allow the state in which you reside to determine:

• how your property will be distributed among your heirs, including who those heirs are;
• who will serve as the guardian of your minor children; and/or
• how your estate will be administered.

Who Can Make a Will?

State statute determines who can make a will. Generally, you must be "of age," as defined by state law, and of sound mind. In addition, state law generally requires that your will be written, signed and witnessed by a required number of witnesses.

While you can draw your own will, the preparation and execution of this important legal document is generally best left to an attorney.

MESSAGES
from the Masters...

HUMANS - WE HAVE THE ABILITY TO REDESIGN OUR LIVES

by Josh Hinds

A remarkable thing about humans is that at any time we can totally redesign the next several years of our lives. The key is we have to be able to find a balance between what didn't work in the past and make the necessary changes it takes to reach our intended goals...

What is in the past is just that. Looking at each failure as a learning experience will help us greatly as we move towards the new journeys that await us. Show me a person that has achieved their plan in life and I'll show you at least one or more failures they endured along the way. It's a simple fact of life. Look at it from the standpoint that life is testing us to see just how badly we want our intended goals!

I dread to think of how many people have stood on the doorstep of personal greatness, yet their level of persistence gave out just before crossing the threshold. A careful inventory of progress mixed with persistence has opened the door to success for many people. May you reach all that you have planned for yourself (and in doing so positively impact the lives of many).

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About our firm:

Offering Financial & Estate Planning, Investments, Insurance, Accounting, Payroll, and Income Tax Preparation for Individuals & Small Business. "Financial Strategies That Fit YOUR Needs!"

QUOTES
from the Masters...

On Happiness

"Happiness can be defined, in part at least, as the fruit of the desire and ability to sacrifice what we want now for what we want eventually."

-- Stephen Covey

"Did you ever see an unhappy horse? Did you ever see a bird that had the blues? One reason why birds and horses are not unhappy is because they are not trying to impress other birds and horses."

-- Dale Carnegie

"Happiness is the art of learning how to get joy from your substance."

-- Jim Rohn

On Vision

"It's not what you look at that matters, it's what you see..."

-- Henry David Thoreau

"The world would have you agree with its dismal dream of limitation. But the light would have you soar like the eagle of your sacred visions."

-- Alan Cohen

"Cherish your visions and your dreams. They are the children of your soul, the blueprints of your ultimate achievements."

-- Napoleon Hill