| QUOTES from the
Masters... |
| On
the Future |
On Vision |
| "A
clear vision, backed by definite plans, gives you a tremendous feeling
of confidence and personal power." -- Brian Tracy
"Goals
are a preview of future events and experiences in your life." -- Mark
Victor Hansen
"Always
choose the future over the past. What do we do now?" -- Brian Tracy
|
"Teaching
people skills without giving them a vision for a better future -- a
vision
based on common values -- is only training." -– Nido Qubein
"With
vision, every person, organization and country can flourish. The
Bible says, 'Without vision we perish.'" -– Mark
Victor Hansen
"Imagine
your ideal future. Visualize yourself as if your life were
perfect
in every respect." -– Brian
Tracy
|
|
In attempting
to provide health care benefits, small employers and self-employed
individuals
face several problems:
|
1
|
Due
to the high cost of traditional
health insurance coverage, it is difficult (if not impossible) for many
small employers and self-employed individuals to provide themselves and
their employees with adequate health insurance protection.
Without
this protection, however, the financial impact of a serious injury or
illness
can be devastating!
|
|
|
|
2
|
While
managed care has produced
cost savings, people enrolled in managed care plans generally find
their
choice of doctors restricted. There is also increasing concern
about
the interference of bureaucracies in the doctor-patient relationship.
|
|
|
|
3
|
Individuals
who need little
or no health care receive no financial reward under traditional or
managed
care plans, nor is there any financial incentive under these plans for
individuals to exercise control over their health care expenditures.
|
Ask your
employees
to name their top financial concern and many of them will name paying
for
health care, both now and after retirement.
By
combining tax-advantaged
personal savings with a high-deductible health insurance plan, the
Health
Savings Account (HSA) may be the answer for small employers and
self-employed
individuals looking for a flexible, affordable health care solution,
both
now and into retirement.
|
| MESSAGES
from
the Masters... |
"WHERE'S
THE TENT?" by Sheila Murray Bethel, Ph.D.
Four
friends of mine went fishing in a wild and beautiful national park.
They
found a perfect campsite in a pine grove next to a river that
positively
shimmered with fishing promise. As fast as they could, they set up
their
big four-person tent, stowed their belongings, and set off eagerly down
the riverbank with their rods and reels.
When
they returned to their campsite a few hours later, tired but happy,
they
stood open-mouthed in disbelief. There was a big empty space where
their
tent had stood. It was gone! A quick search showed that everything else
was still there -- their stove, tools, food, sleeping bags, and
personal
belongings.
Their
first stunned confusion soon changed to anger and a storm of questions:
Why did someone take the tent and nothing else? Was a tent all the
thief
needed? Did they interrupt him so he couldn't finish the job? Or would
he soon return for more? And why did he, she (or perhaps "they") steal
at all?
Fortunately,
they still had their Coleman stove, frying pan, and eating utensils --
all the tools they needed to cook their fish and eat it. And they still
had their sleeping bags against the chilly night air. Over dinner and
late
into the night, they sat around the campfire, debating the significance
of the missing tent. Finally they all agreed on what it meant.
At
peace at last, they climbed into their sleeping bags, gazing up at
stars
instead of canvas. Being city people, they rarely got to see stars up
close
and personal, "As if you could reach up and grab them," they told me.
"And
it didn't rain!" That night they slept more deeply than they had since
they were babies.
And
what was the conclusion they all had reached, the discovery that
allowed
this oneness with the universe? They had once again realized that life
is inexplicable.
All
of us have sudden changes in our life that are the equivalent of having
the tent stolen from over our heads. We invest ourselves heavily in a
project
that fails. We lose a job, become ill or go through a life crisis. But
as long as we still have the basics such as courage, faith, friendship,
the ability to care and laugh and hope, we still have the tools we need
for life. The thieves of life can't steal our enthusiasm and curiosity,
our ability to care and love and be loved.
The
moral: Someone will steal your tent every single time! Expect it,
and
be grateful that you still have the basics. Look up and enjoy the stars
like the fishermen did. You may find new joys and opportunities that
you
never noticed before. |
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|
