|QUOTES from the
clear vision, backed by definite plans, gives you a tremendous feeling
of confidence and personal power." -- Brian Tracy
are a preview of future events and experiences in your life." -- Mark
choose the future over the past. What do we do now?" -- Brian Tracy
people skills without giving them a vision for a better future -- a
based on common values -- is only training." -– Nido Qubein
vision, every person, organization and country can flourish. The
Bible says, 'Without vision we perish.'" -– Mark
your ideal future. Visualize yourself as if your life were
in every respect." -– Brian
to provide health care benefits, small employers and self-employed
face several problems:
to the high cost of traditional
health insurance coverage, it is difficult (if not impossible) for many
small employers and self-employed individuals to provide themselves and
their employees with adequate health insurance protection.
this protection, however, the financial impact of a serious injury or
can be devastating!
managed care has produced
cost savings, people enrolled in managed care plans generally find
choice of doctors restricted. There is also increasing concern
the interference of bureaucracies in the doctor-patient relationship.
who need little
or no health care receive no financial reward under traditional or
care plans, nor is there any financial incentive under these plans for
individuals to exercise control over their health care expenditures.
to name their top financial concern and many of them will name paying
health care, both now and after retirement.
personal savings with a high-deductible health insurance plan, the
Savings Account (HSA) may be the answer for small employers and
individuals looking for a flexible, affordable health care solution,
now and into retirement.
THE TENT?" by Sheila Murray Bethel, Ph.D.
friends of mine went fishing in a wild and beautiful national park.
found a perfect campsite in a pine grove next to a river that
shimmered with fishing promise. As fast as they could, they set up
big four-person tent, stowed their belongings, and set off eagerly down
the riverbank with their rods and reels.
they returned to their campsite a few hours later, tired but happy,
stood open-mouthed in disbelief. There was a big empty space where
tent had stood. It was gone! A quick search showed that everything else
was still there -- their stove, tools, food, sleeping bags, and
first stunned confusion soon changed to anger and a storm of questions:
Why did someone take the tent and nothing else? Was a tent all the
needed? Did they interrupt him so he couldn't finish the job? Or would
he soon return for more? And why did he, she (or perhaps "they") steal
they still had their Coleman stove, frying pan, and eating utensils --
all the tools they needed to cook their fish and eat it. And they still
had their sleeping bags against the chilly night air. Over dinner and
into the night, they sat around the campfire, debating the significance
of the missing tent. Finally they all agreed on what it meant.
peace at last, they climbed into their sleeping bags, gazing up at
instead of canvas. Being city people, they rarely got to see stars up
and personal, "As if you could reach up and grab them," they told me.
it didn't rain!" That night they slept more deeply than they had since
they were babies.
what was the conclusion they all had reached, the discovery that
this oneness with the universe? They had once again realized that life
of us have sudden changes in our life that are the equivalent of having
the tent stolen from over our heads. We invest ourselves heavily in a
that fails. We lose a job, become ill or go through a life crisis. But
as long as we still have the basics such as courage, faith, friendship,
the ability to care and laugh and hope, we still have the tools we need
for life. The thieves of life can't steal our enthusiasm and curiosity,
our ability to care and love and be loved.
moral: Someone will steal your tent every single time! Expect it,
be grateful that you still have the basics. Look up and enjoy the stars
like the fishermen did. You may find new joys and opportunities that
never noticed before.
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