Brought to you by:
Jeffrey N. Schweitzer, EPA, CEP, ATP
Northeast Financial Strategies Inc
667 South Street
Wrentham, MA 02093
800-560-4637
jeff@nfsnet.com
http://www.nfsnet.com


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About Our Firm:
Offering Financial & Estate Planning, Investments, Insurance, Accounting, Payroll, and Income Tax Preparation for Individuals & Small Business. "Financial Strategies That Fit YOUR Needs!"
QUOTES from the Masters...
On a Slight Edge On Activity
"Failure is not a single, cataclysmic event. You don't fail overnight. Instead, failure is a few errors in judgment, repeated every day." -- Jim Rohn

"Everything counts!  Everything you do helps or hurts, adds up or takes away." -– Brian Tracy

"Progress, however, of the best kind, is comparatively slow.  Great results cannot be achieved at once; and we must be satisfied to advance in life as we walk, step by step." -– Samuel Smiles

"Without constant activity, the threats of life will soon overwhelm the values." -- Jim Rohn

"There is no reward without work being expended." -– George R. Means

"I never remember feeling tired by work, though idleness exhausts me completely." -– Sir Arthur Conan Doyle

"It isn't work, it's worry that makes people tired and frustrated." -– J. E. Gulick


  Estate Ideas
Developing a Family Disaster Plan

A family disaster plan is your personal plan for how you and your family will deal with an emergency situation if one arises.  It's important that every member of your family understands your family disaster plan and is ready to implement it, perhaps at a moment's notice.

Suggestions for your family disaster plan include:

  • Understand the types of natural disasters that are most likely to strike the area where you live (hurricanes, tornadoes, earthquakes, flooding).  Agree on what each family member will do in the event of one of those disasters.
  • If you have to remain in your home, identify the safest places to stay.
  • If you're advised to evacuate, plan your escape route in advance.  Be prepared to listen to local radio for shelter locations.
  • What if family members are separated?  Agree on two alternative meeting places, one near your home and the second outside your immediate area.
  • Make sure your children know how and under what circumstances to call 9-1-1.
  • Have a plan to protect your property in the event of a disaster.  For example, know where your utilities are and how to turn them off.  Depending on the threat, remove small outdoor items, close window shutters, etc.
  • Request information on your employer's disaster plans, as well as those for your children's school and/or childcare center.  Be sure they have your emergency contact information and you theirs.
  • Identify a family member or friend living in another area…someone your children can call if the need arises.
  • Ensure that your home is safe: periodically test smoke alarms, carbon monoxide detectors and fire extinguishers to make sure they are working, identify any potential hazards and remove them, be certain that all family members know how to evacuate your home in the event of fire.

Additional advice on your family disaster plan and preparing a disaster supply kit is available from:


MESSAGES from the Masters...
FOCUSING AND ACTING ON YOUR DREAM by Les Brown

Whatever dream you decide to go after, whether it is a family, or a career goal, you must consciously decide that it is your life's mission. Benjamin Disraeli said, "The secret of success is constancy to purpose." You must go at it obsessively and set high standards for yourself along the way. There is no room for compromise when you are charting a course for your life or your career.

I spoke to a group of sharp young people not long ago, and when I finished, some of the fellows came up and said they were interested in becoming professional speakers. They invited me to go out with them that evening to have a good time. These fellows looked as though they knew how to have a serious good time.

I had planned to work on my delivery that night by listening to my tape of my speech. I tape my speeches and listen to them later so I can study what works and what does not work with a particular audience. In effect, I listen to the audience listening to me.

I was tempted to go with these fellows, and back when I was their age I probably would have given in to that temptation and gone. But I have become more disciplined and more committed to my craft. A friend of mine, Wes Smith, wrote a humor book called "Welcome to the Real World," and in it he offered advice to fresh high-school and college graduates. He had a line in the book that pertains to the situation I faced that night. It said, "Having a drink with the boys after work every night is a bad idea. Notice that the boss doesn't do it. That is why he is the boss and they are still the boys."

Wes told me that he wrote that line with one particular group of hard-partying young businessmen in mind, and five years after the book came out, he ran into one of them. The guy volunteered that he'd read that line in Wes's book and decided never to go drinking after work again. It paid off, he said. He had risen to a vice-presidency at a savings and loan.

In my drive to become a public speaker, I developed that kind of focus, too. There is not a lot of time for hard partying if you are pursuing greatness. It was not that these young fellows were not serious about their interest in professional speaking, but they were just as serious about having a good time. I don't believe they were focused on their goals. They were seeking a profession but they were not on a mission to make a dramatic difference in the world. I am. You should be too.

Rather than the party crowd, I prefer to seek out people with knowledge that might be useful. I like to find out what books successful and intelligent people are reading. I want access to the information that contributes to their success and intelligence.
 

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The purpose of this newsletter is to provide information of general interest to our clients, potential clients and other professionals.  The information provided is general in nature and should not be considered complete information on any product or concept described.  For more complete information, please contact my office at the phone number above. 

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